Is a Ukrainian Refugee under the Homes for Ukraine scheme a paying guest ?

I have just discussed whether a Ukrainian Refugee under the Homes for Ukraine scheme can be part of a claim under the Legal Expenses section of Home Insurance. The wording of the policy is.....".you, your spouse/partner and any relatives or any other person, who is not a paying guest, all permanently living within your home" The telephony agent didn't know. Any thoughts, please.

Comments

  • DE_612183
    DE_612183 Posts: 3,367 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I would not have thought so as you get paid for them being in your house, so in effect they are a lodger.
  • STAVROS
    STAVROS Posts: 38 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Not lodger according to this info. 
    It was designed to allow British families to provide Ukrainian refugees with a safe place to live while they established themselves and adjusted to life in the UK. Refugees were not granted official “refugee” status, nor would they be “lodgers” in our homes, but rather “guests”. These terms are important as it allowed the Scheme to be implemented quickly and circumvent many of the legal and practical complications arising from having refugee status or being a lodger"
    https://gukraine.org/ukrainian-housing-options/#:~:text=It was designed to allow,, but rather “guests”.
  • DullGreyGuy
    DullGreyGuy Posts: 17,174 Forumite
    10,000 Posts Second Anniversary Name Dropper
    STAVROS said:
    I have just discussed whether a Ukrainian Refugee under the Homes for Ukraine scheme can be part of a claim under the Legal Expenses section of Home Insurance. The wording of the policy is.....".you, your spouse/partner and any relatives or any other person, who is not a paying guest, all permanently living within your home" The telephony agent didn't know. Any thoughts, please.
    Are they permanently living at your address? Is it not a temporary arrangement?
  • STAVROS
    STAVROS Posts: 38 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    STAVROS said:
    I have just discussed whether a Ukrainian Refugee under the Homes for Ukraine scheme can be part of a claim under the Legal Expenses section of Home Insurance. The wording of the policy is.....".you, your spouse/partner and any relatives or any other person, who is not a paying guest, all permanently living within your home" The telephony agent didn't know. Any thoughts, please.
    Are they permanently living at your address? Is it not a temporary arrangement?
    Ukrainian has been here one year. Is that temporary ?
  • Same query:  I dont want to pay for insurance if it turns out to be invalid, but cannot get an answer unless I actually register for the policy - crazy!
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