Notify home insurance?

tigertrio

If I am making an NHBC warranty claim, should I also notify my home insurance of the issue?

Mark_d

If there's any doubt, give the insurers a call and explain what's happening

DullGreyGuy

tigertrio said:

If I am making an NHBC warranty claim, should I also notify my home insurance of the issue?

If you notify them 90% of the time it will be registered as a claim and declined. You will go to 0 years claims free and have to declare it for the next 5 years. 

You are required to inform them of incidents that would be covered by your insurance, you are not required to inform them of incidents not covered by the insurance. Defective Workmanship/ Wear & Tear etc are not covered by home insurance. 

If you aren't sure then let them know but if its a build issue then its not likely to be covered. 

The only exception to the above is if you are going to have major repairs done involving structural items, then you will have to inform them but not because of an "incident" but because of having major works done, like if you had decided to have an extension built.