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HSBC status now 'Ready for offer'
Gerber1
Posts: 9 Forumite
Hi Folks!
FTB with HSBC.
After rather an awkward valuation (timber and damp survey request), had an email to check status as online application had changed. Logged on to find a request for latest payslip. Status at 'application under review'. Uploaded payslip.
Status now changed to 'ready for offer'.
In what is left to do, it says 'review our offer'.
Big question is, what does 'READY FOR OFFER' mean? Can I be hopeful? Lol
TIA for any advice.
FTB with HSBC.
After rather an awkward valuation (timber and damp survey request), had an email to check status as online application had changed. Logged on to find a request for latest payslip. Status at 'application under review'. Uploaded payslip.
Status now changed to 'ready for offer'.
In what is left to do, it says 'review our offer'.
Big question is, what does 'READY FOR OFFER' mean? Can I be hopeful? Lol
TIA for any advice.
0
Comments
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Usually it means it's in a queue waiting for someone to sign-off the issue of the offer. Then it will move to "offered."I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.1
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Thanks. There is now a button saying 'create my mortgage offer'. When I click on it it is asking for latest payslip and says it will send upload link within 48 hours.
My word it is nerve jangling lol0 -
We're going for a new mortgage with HSBC (not FTB but we don't have an existing mortgage) and I think kingstreet is correct from what the advisor told us. You should get an offer soon, then review, and accept if you are okay with it.1
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Thanks, fingers crossed! Lol0
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Furtyer info now that they have valued the property just over what my offer price is, so I can assume they are happy to lend on the property.
Is there any reason the invite to upload documents can take over the 48 hours to arrive?0 -
Forgive me for being slightly dull, but can you clarify if it is the issue 'of' the offer, or 'or' the offer?kingstreet said:Usually it means it's in a queue waiting for someone to sign-off the issue of the offer. Then it will move to "offered."
I know I am a pest, but I cant help but over analyze everything at the moment lol0 -
We were told the upload docs email would be sent within 72 hours. My OH got hers yesterday, which was about 24 hours, I've not got mine yet.1
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"Sign-off the issue of the offer" means someone decides it should be offered and then takes the action required for that to take place.Gerber1 said:
Forgive me for being slightly dull, but can you clarify if it is the issue 'of' the offer, or 'or' the offer?kingstreet said:Usually it means it's in a queue waiting for someone to sign-off the issue of the offer. Then it will move to "offered."
I know I am a pest, but I cant help but over analyze everything at the moment lolI am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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