We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Terminal illness benefits
Smileyiley
Posts: 3 Newbie
I have secondary breast cancer it's in my bones so as much as I want to I am unable to work. I'm getting minimum payment from university credit and can't get PIP or disability allowance as apparently I am not "ill" enough! I'm struggling and it's adding more stress! Any advice would be appreciated
0
Comments
-
Did you claim PIP under special rules? MacMillan can help https://www.macmillan.org.uk/cancer-information-and-support/impacts-of-cancer/benefits-and-financial-support/personal-independence-paymentSmileyiley said:I have secondary breast cancer it's in my bones so as much as I want to I am unable to work. I'm getting minimum payment from university credit and can't get PIP or disability allowance as apparently I am not "ill" enough! I'm struggling and it's adding more stress! Any advice would be appreciated0 -
You'd be better posting in the Benefits section rather than Insurance1
-
We've moved this to the Benefits boardOfficial MSE Forum Team member. Please use the 'report' button to alert us to problem posts, or email forumteam@moneysavingexpert.com1
-
This is only possible if the diagnosis is 12 months or less left to live.marcia_ said:
Did you claim PIP under special rules? MacMillan can help https://www.macmillan.org.uk/cancer-information-and-support/impacts-of-cancer/benefits-and-financial-support/personal-independence-paymentSmileyiley said:I have secondary breast cancer it's in my bones so as much as I want to I am unable to work. I'm getting minimum payment from university credit and can't get PIP or disability allowance as apparently I am not "ill" enough! I'm struggling and it's adding more stress! Any advice would be appreciated
For your UC have you reported your health condition, supported by a fit note? This will start the work capability assessment process off.Smileyiley said:I have secondary breast cancer it's in my bones so as much as I want to I am unable to work. I'm getting minimum payment from university credit and can't get PIP or disability allowance as apparently I am not "ill" enough! I'm struggling and it's adding more stress! Any advice would be appreciatedIf you’re current going through treatment for cancer or expected to go through it within the next 6 months then this would mean you automatically qualify for LCWRA. https://www.benefitsandwork.co.uk/universal-credit-uc/uc-faq/limited-capability-for-work-related-activity#:~:text=LCWRA%20descriptors,reasonably%2C%20be%20worn%20or%20used.&text=(ii)%20repeatedly%20mobilise%2050%20metres,of%20significant%20discomfort%20or%20exhaustion.2 -
Some questions about your PIP application:Smileyiley said:I have secondary breast cancer it's in my bones so as much as I want to I am unable to work. I'm getting minimum payment from university credit and can't get PIP or disability allowance as apparently I am not "ill" enough! I'm struggling and it's adding more stress! Any advice would be appreciated
Were you scored any points from the assessment?
Did you get any help with the application?
Do you understand how it's assessed?
If yes to either of those two, did you challenge the decision and how far did that go?
Lots of people get the wrong decisions to start with, however PIP is a high bar so there are people who are ill who genuinely don't reach the threshold. But for secondary bone cancer I'd have thought potentially the fatigue and pain along with any treatment side effects would likely score enough points across the activities for at least a standard daily award.1 -
Unfortunately I have had to claim PIP under the terminal illness rules as I have recently been diagnosed with Advanced Acute Myeloid Leukaemia and been told I'm not likely to survive more than 12 months(it was missed because I was too busy caring for my partner with mental health issues to see a GP until my spleen nearly ruptured). If you have severe side effects of chemo like fatigue and not being able to look after yourself you may get an award under normal PIP rules.2
-
Go to your GP or consultant and ask for a DS1500 or SR1. If terminal and less then 12 months PIP should be automatically paid, with no assessment.Proud to have dealt with our debtsStarting debt 2005 £65.7K.
Current debt ZERO.DEBT FREE1 -
Have you been awarded the LCWRA element on UC? If not, get a DS1500 from your consultant/GP and give it to UC.Our green credentials: 12kW Samsung ASHP for heating, 7.2kWp Solar (South facing), Tesla Powerwall 3 (13.5kWh), Net exporter0
-
We don't yet know the OPs circumstances.peteuk said:Go to your GP or consultant and ask for a DS1500 or SR1. As terminal and less then 12 months PIP should be automatically paid, with no assessment."You've been reading SOS when it's just your clock reading 5:05 "0 -
Sorry I edited it but didn’t change the as to if… should read as I wanted nowsammyjammy said:
We don't yet know the OPs circumstances.peteuk said:Go to your GP or consultant and ask for a DS1500 or SR1. As terminal and less then 12 months PIP should be automatically paid, with no assessment.Proud to have dealt with our debtsStarting debt 2005 £65.7K.
Current debt ZERO.DEBT FREE1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards


