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Credit Utilisation?
stewartwilliams
Posts: 123 Forumite
Do companies see this?
Not sure if I've asked or mentioned this before, but checking my Transunion credit report, it shows my credit utilisation to be 81%.
I have one defaulted credit card that I'm paying back slowly (drops off in June this year as that's the 6 year point since the default was registered) and another active card that is at 40% (paid off next week when I get paid).
They're adding both of these together.
Not sure if I've asked or mentioned this before, but checking my Transunion credit report, it shows my credit utilisation to be 81%.
I have one defaulted credit card that I'm paying back slowly (drops off in June this year as that's the 6 year point since the default was registered) and another active card that is at 40% (paid off next week when I get paid).
They're adding both of these together.
0
Comments
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It doesn't matter. Lenders will be taking their own view, not looking at TransUnion 's thoughts.0
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