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Here’s where the story ends…
Comments
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My 2 boys are due to be done in a couple of weeks, when I spoke to the vet he’s asked if they had 2 ‘bits down’ so I had my son pick them up so I could feel, it’s a good job we love them ! Can’t wait till they can go out and burn off steamSealed pot challenge 822
Jan - £176.66 :j0 -
Nice work on hitting the OP target 😀😀😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!0 -
Thank you, she’s currently napping having finally run out of steam!KajiKita said:Glad Madame is healed and recovered, even if she is a whirling dervish! 😉
Yaay and Whoo Hoo for hitting your OP target for the year already!! 🎉🥳🎊 Well done 😊
Will you carry on with OPs or will you divert to savings or pension for the rest of the year?
KK
I think I will split payments between OPs and savings for the rest of the year as it has been an expensive month !Mortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
Day off and I am still on the sofa! Just about to get ready to go for a run but cuddles with Miss S are priority.
Work has been crazy and this month I have worked more hours than I would have before I cut my hours! We just get straight time too but there is a lot of emotional blackmail and pushiness getting staff to work extra, I need to get stronger at saying no.
I also need to get my weight in check as most of my clothes are way too tight😩
Mortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
Well done on hitting your OP target ! & Miss S is just too cuteDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest1 -
Well I went for a run but forgot earphones! I really enjoyed listening to the waves for a change, very relaxing. I just picked up a lovely top I bought off Vinted for a couple of pounds and it’s gorgeous 🩷 so all in all a good day.Mortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
Congrats on meeting the yearly OP target 🎉
I love listening to the waves, I haven't been to the seaside in so long though...need to schedule a trip in.Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34
Total- £1783.67
Goal pay off 1% of current mortgage in 1 year. £1650
EF- £442.41/500
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I’m a bit spoiled really DFW, I took someone for a walk at the beach for work yesterday too😂debtfreewannabe321 said:Congrats on meeting the yearly OP target 🎉
I love listening to the waves, I haven't been to the seaside in so long though...need to schedule a trip in.Mortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
I'll whisper this so not to get told off by anyone, but I want to move again, this time to the seaside 😏🤫😂 maybe it can be part of a longer plan though as I feel like I am still unpacking hereskint_spice said:
I’m a bit spoiled really DFW, I took someone for a walk at the beach for work yesterday too😂debtfreewannabe321 said:Congrats on meeting the yearly OP target 🎉
I love listening to the waves, I haven't been to the seaside in so long though...need to schedule a trip in.
Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34
Total- £1783.67
Goal pay off 1% of current mortgage in 1 year. £1650
EF- £442.41/500
1 -
😂😂😂😂 please wait until DD has moved out! Can you imagine if you told her that???😂debtfreewannabe321 said:
I'll whisper this so not to get told off by anyone, but I want to move again, this time to the seaside 😏🤫😂 maybe it can be part of a longer plan though as I feel like I am still unpacking hereskint_spice said:
I’m a bit spoiled really DFW, I took someone for a walk at the beach for work yesterday too😂debtfreewannabe321 said:Congrats on meeting the yearly OP target 🎉
I love listening to the waves, I haven't been to the seaside in so long though...need to schedule a trip in.
Mortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0
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