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Here’s where the story ends…
Comments
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Apparently, there are ‘bags of will’ sold somewhere … Mr KK and I are always on the hunt … Let us know if you find some, yes …? 🤔😉😊
Hope the lunch was fun?🤞🤞🤞 for the denting tomorrow not being too tough ….
KKAs at 15.09.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 58 books of target 52 in 2025, as @ 12th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
I shall let you know KK, I think the change to colder and darker days isn’t helping.Lunch was lovely and I got to visit with my lovely grand cats, beautiful fluffy boys that they are🩷
I am hoping the painful part of the dental work has been done and tomorrow will be finishing off and the most painful part will be the bill🙏Mortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)4 -
Glad you had a nice lunch.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Lovely pics 😍
How's the decluttering coming along, I feel the need to do some here but most of mine is paperwork that I just keep putting off then it piles up 😬.
Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34
Total- £1783.67
Goal pay off 1% of current mortgage in 1 year. £1650
EF- £442.41/500
1 -
I have done a bit more decluttering but nothing to write home about DFW, will get back to it tomorrow. I worked overtime today could have done without it but the money is always useful.
i managed a NSD apart from the dentist which was unavoidable.Mortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
Took the cat to get spayed yesterday, she’s supposed to be resting and this isn’t going well unless I sit down and let her snuggle so not expecting to do much for the next couple of days… on the upside she seems to be recovering well! They went over what to expect while she recovered from the anaesthetic but said she had already eaten, been playing and purring before I got there and didn’t seem aware that she had been under😂 after fighting with her cone it’s now on with her harness but she seems to find it difficult to eat so it’s off every now and then for food.
So a quiet couple of days for me…Mortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
She will be on the mend really soon.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Thanks Beanie, she really does seem fine but just trying to enforce the rest for a couple of days as she is a very energetic wee kitty😂beanielou said:She will be on the mend really soon.Mortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)2 -
Well we were at the vets today and Madame has healed so well she’s now cone free🎉 I had forgotten quite how bonkers she was though and she has been running around like a crazy thing since she got back!
Day off today between two very long days so catching up with housework and resting for me.
Just about to make a OP of £250 which will bring me up to my target for the year🎉🎉🎉Mortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)2 -
Glad Madame is healed and recovered, even if she is a whirling dervish! 😉
Yaay and Whoo Hoo for hitting your OP target for the year already!! 🎉🥳🎊 Well done 😊
Will you carry on with OPs or will you divert to savings or pension for the rest of the year?
KKAs at 15.09.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 58 books of target 52 in 2025, as @ 12th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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