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Here’s where the story ends…
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@skint_spice every time I come on here and see your thread pop up at the top of my bookmarks I end up with the song in my head all day..............just thought I would let you know
It's that little souvenir of a terrible year........lalalaalala .....here's where the story ends....lalalala....
then I don't remember any more and end up singing the chorus over and over. Thanks
Anyway hope you have a good day!
Emergency Fund goal - £1000/2000
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 8/243 -
😂😂😂 I think it was stuck in my head when I started this diary sorry😂 I never should have said the books that you read were all I loved you for…debtfreewannabe321 said:@skint_spice every time I come on here and see your thread pop up at the top of my bookmarks I end up with the song in my head all day..............just thought I would let you know It's that little souvenir of a terrible year........lalalaalala .....here's where the story ends....lalalala.... then I don't remember any more and end up singing the chorus over and over. Thanks
Anyway hope you have a good day!
so I had an interview this morning seemed to go ok so fingers crossed 🙏 I am quite excited at the prospect of a uniform free role😂 should probably be concentrating on other aspects but still😂
My hayfever is awful at the moment, so headachey😫 everyone seems to be suffering the same though not just me.
Not much happening here today, must do some tidying and meal planning.Mortgage OP 2026 £640/2000Mortgage balance: £32,222
Make £50 a month Jan £20, Feb £0, March £31, Apr
Boiler fund £1981/30005 -
Positive thoughts your way.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.3 -
Thanks BeanieMortgage OP 2026 £640/2000Mortgage balance: £32,222
Make £50 a month Jan £20, Feb £0, March £31, Apr
Boiler fund £1981/30002 -
Best of luck for the interview.
Hugs about your Mum.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £3K Net savings after CCs March 26 (but owed £1.1K) so £4.1K
3) Mortgage neutral by 06/30 (AVC £36.2K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 42.1£127.5K target 33% 27/2/26 (If took bigger lump sum = 64K or 50.1%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/261 -
Good luck on the interview..
I dont know this song - just listening ... cool vibeDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest3 -
Beware - it’s one of those tunes that gets stuck in your head!LadyWithAPlan said:Good luck on the interview..
I dont know this song - just listening ... cool vibe
And thanks to all for the good luck vibes, I got the job🎉🎉🎉
Today it’s catching up on the washing and housework. I will nip out for a run too and maybe walk into town for a look at an exhibition. Her majesty is currently resting on me so I am reluctant to move, she can stay until the washing machine finishes it’s cycle😂
Mortgage OP 2026 £640/2000Mortgage balance: £32,222
Make £50 a month Jan £20, Feb £0, March £31, Apr
Boiler fund £1981/30004 -
Woohoo. Fantastic news for you.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.3 -
Good news re the job, well done 🎉🎈3
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Oh well done on the job 😊🎉🥳🤩
When do you start?KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 25 books of target 52 in 2026 as @ 5th April.
Produce tracker: £73 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4
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