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Here’s where the story ends…

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  • beanielou
    beanielou Posts: 95,519 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Go skinty 🤩
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • skint_spice
    skint_spice Posts: 13,403 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Go skinty 🤩
    Between this and the boiler it will be all I am doing 😂
    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,255

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • beanielou
    beanielou Posts: 95,519 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    At least you are laughing & not crying. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • skint_spice
    skint_spice Posts: 13,403 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Very true Beanie, I suppose it’s my choice so that helps. 

    OP of £750 taken today, I will see how much more I can scrape up during the month for another payment. Another two months off🎉
    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,255

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Brilliant! You're doing great on the OPs! 😁❤️
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • skint_spice
    skint_spice Posts: 13,403 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Brilliant! You're doing great on the OPs! 😁❤️
    Sheer desperation - the quicker I am MF the sooner I can retire!😂
    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,255

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,403 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Took my dad out for shopping this morning and he likes @ld! so I went in to get a couple of things (flowers and pet treats for friend I am visiting for lunch), I was congratulating myself on saving money on cat treats when I got sucked into the middle aisle😂 I now have a cc cream and an arty kit🙄 so money has been transferred over from personal spending account to cover it😂 I look forward to trying both out soon though…


    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,255

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • 😆 this is why I avoid that shop now and Mr L! I have reverted back to online after a little try of actually going into the shops as I was spending perhaps £30 less on food but then £40 on middle aisle stuff 😆 
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • teapot2
    teapot2 Posts: 3,531 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    beanielou said:
    Go skinty 🤩
    Between this and the boiler it will be all I am doing 😂
    Short term pain for long term gain though - go you.
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