Husband debts

fatbelly

You asked about the finance agreements on things like tv. The answer is that it depends on the agreement. I do remember that Brighthouse did not seem too bothered about return of goods, but they went bust 4 years ago

You have more important things to deal with. Just cancel the payments and inform the lender when it's convenient for you.

Melbajane

born_again said:

Sorry for your loss.

Many mortgage co's will want some form of life cover before allowing a mortgage. Are you sure that there is not one in place?

Didn’t have insurance. Due to his health conditions and the fact he was waiting for an operation, they would not provide him with cover until after he’d had the surgery 

Melbajane

Thank you for your advice. I know it’s probably far too soon to be thinking of all this, but it gives me something to focus on. Thankfully work are being great, as are my parents 

Marcon

fatbelly said:

You asked about the finance agreements on things like tv. The answer is that it depends on the agreement. I do remember that Brighthouse did not seem too bothered about return of goods, but they went bust 4 years ago

You have more important things to deal with. Just cancel the payments and inform the lender when it's convenient for you.

OP - beware cancelling payments without letting the lender(s) know what is going on. If the debts are solely down to your husband, it won't matter - but if you are jointly responsible, a missed payment with no explanation could damage your own credit rating. Right now you probably couldn't care less, but at some future point it might become pretty important.

Savvy_Sue

I hope you've already got a pen and notebook, maybe one upstairs and one down, or a phone app, on which you can jot reminders about things to do, and their urgency / importance. It can help still your mind when it's racing!