Travel Insurance with a Twist

RosemaryBr

Hi. We are Australian citizens with a right to live and reside in the UK. We travel between Australia and Britain each year. We don't require travel insurance whilst in either country; we don't book return flights when we leave each country.
What we want is travel insurance to cover our actual holidaying between each country, ie our long stopovers in Asia. Australian insurance won't cover us because we dont book return tickets and even if we did we'd be paying for time in Oz and/or time in the UK. Help! Suggestions pls.

marcia_

 You need backpacks insurance. No idea who offers it but that's what working holiday visa holders get. 

Oh and despite qualifying for health care in each country neither country will pay for repatriation to which country you want to go to.

Nor will your luggage and expensive tech and wallet be covered should they go missing or stolen so always take out insurance. 

DullGreyGuy

There are policies that can be bought whilst you are already travelling which may be the easiest route but they tend to mainly focus on medical cover and much more limited cover on other things. 

A normal travel policy from the UK would need to be bought before you leave the UK and for the full duration that you are out of the UK. 

mchd

Nationwide Bank Travel insurance. MSE site says age limit 70 but I am 78 and have been told I am covered for up to 6 months international travel at the standard 'over 65' extra cost of £65. For any period over 31 days an extra premium is calculated on a daily basis.  Result 110 days in Thailand, cost £65 plus £210.82.  Cheapest standalone policy £ 762.86 from Avanti for a max of 104 days.  Well worth the £13 per month.  Nationwide are changing insurers in May when the £65 premium will be dropped, apparently, but I don't know what else will change.