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Husband Received Motor Insurance Bureau Letter
A few months ago my husband received a call stating his motorbike had been in an accident 200-300 miles away from where we live in June last year. He purchased the bike locally in Shropshire and it has only been within 30 miles of our house since. He provided the company that called him the information that he was at work that day (his work confirmed this), he has never been to Newcastle and nor has the bike. The claim was dropped.
He has now received a letter from the Motor Insurance Bureau and they are requesting his insurance details, which we are not prepared to share as this doesn't have anything to do with him or his motorbike.
Has anyone had experience of dealing with a letter from the MIB? Is it best to ignore this letter or respond in writing stating the above?
He has now received a letter from the Motor Insurance Bureau and they are requesting his insurance details, which we are not prepared to share as this doesn't have anything to do with him or his motorbike.
Has anyone had experience of dealing with a letter from the MIB? Is it best to ignore this letter or respond in writing stating the above?
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Comments
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The MIB manage the MID which contains all the insurance details of all vehicles insured in the UK and so being obstructive is not particularly helpful as ultimately they'll just check for themselves (as any insurer can) and cut you out of the process. Much better engaging them constructively advising the same as they did previously and giving insurance details for completeness.2
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It DOES "have to do with" him and his bike.
You are assuming that it has something to do with this fraudulent claim, but you don't know this.
Even if it does, it should be easier to shut down by engaging than by hoping it goes away (it won't).
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He should pass this directly to his insurance company to deal with, failing to do so will break the terms and conditions of his insurance. He should call them first to inform them that he has received the letter and that neither he or his bike was not involved in the accident.1
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