We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Medical insurance for pre existing conditions

I currently have travel insurance and am looking to just add cover for pre existing medical conditions but don't need  baggage, cancellation, valuables, etc. etc. covered. Any ideas on who to approach would be very much appreciated.

Comments

  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    They you are buying another travel policy that covers your medical conditions. 

    Lets say you have a heart condition then there is no insurance you can buy that is like travel insurance but only covers things related to heart problems... the base cost of a policy is so low once you strip off the cost of sales that there would only be pennies different from a full policy. 

    Some people have looked at getting overseas private medical insurance but 1) its very expensive 2) it has a minimum of 3 months cover and 3) it only covers treatment whilst you are overseas and won't cover cancellation because your condition has flared up or meds-evac back to the UK. 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.