Married with one house each

BPL

lisyloo said:

BPL said:

Or names are only on our own houses deeds does this have any bearing? I can't pay cgt on a house i don't own....

whoever owns it will have to pay the CGT (with only one CGT allowance).

Honestly did you really think you'd get round it that easily when the rules are very clear that the pair of you can have one PPR between you.

No hence the post....

BPL

So can you easily add both names to each house deeds? Then could use 2 x cgt. It was bought jointly with late wife many years ago so how much did i pay for it for CGT.....?

BPL

user1977 said:

theartfullodger said:

Do either of you claim single occupancy council tax discount??

From previous discussions I think that is actually possible (though may involve some persuasion about the domestic arrangements).

Are you saying dual PPR is possible or single occupancy CT please?

user1977

BPL said:

user1977 said:

theartfullodger said:

Do either of you claim single occupancy council tax discount??

From previous discussions I think that is actually possible (though may involve some persuasion about the domestic arrangements).

Are you saying dual PPR is possible or single occupancy CT please?

I was deliberately quoting only the bit about council tax.

lisyloo

BPL said:

user1977 said:

theartfullodger said:

Do either of you claim single occupancy council tax discount??

From previous discussions I think that is actually possible (though may involve some persuasion about the domestic arrangements).

Are you saying dual PPR is possible or single occupancy CT please?

Dual PPR is absolutely not possible. This is an absolute tax rule and there is no loophole you are going to find (unless you marriage is fake).
It does not matter what your actual living arrangements are or whether you post goes, for tax purposes you can only have on PPR between you, period. 
This is in no way a judgment from me. In fact during the pandemic I genuinely lived in a different place to my husband as I had to be in London as a keyworker and he was legally banned from London. How is that fair?? The government MADE us live in different places !!

But you need to accept the tax rules are immutable for this instance.

Council tax is a different matter, but just because someone did it in a different local authority doesn't mean yours will. Each local authority has it's own rules and criteria so you'd have to find out what your LA specifies as their criteria. I would have thought you could find this out on-line quite easily. If you fit the rules for single person council tax allowance then jobs a good un.

BPL

Thankyou for the information. No single persons rates where i live sadly. Is the CGT counted from marriage date or plus 2 years (ie at the mandatory latest PPR declaration date)?