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Paypal safety

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Cacran
Cacran Posts: 536 Forumite
Part of the Furniture 100 Posts Combo Breaker I've been Money Tipped!
I advertised an item on Facebook Marketplace, and hoped it would be collected in person.

I have been contacted by someone who wants me to post it by Royal Mail Next Day Special Delivery.
 There are so many scams out there, I do not want to give him my bank details so that he can pay it that way.

I do have PayPal and have found out I can send it Friends and Family so that I do not incur fees. Is this safe?

Are there any way he could pay and then cancel after I have posted the item?
Keep on trucking!

Comments

  • elsien
    elsien Posts: 36,143 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 11 February 2024 at 9:25PM
    You don’t get any  protection with using PayPal friends and family, for obvious reasons. And more to the point, nor do they, so they have no incentive to use it.

    Why don’t you want to give them your bank details - there’s no more information than it would be when you used to send a cheque. 
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • Agree about bank details, all you need to give is the account name, account number and sortcode, nobody can access your account with only that information, I do it all the time.
  • sarah1972
    sarah1972 Posts: 19,395 Senior Ambassador
    Part of the Furniture 10,000 Posts Homepage Hero Photogenic
    edited 12 February 2024 at 5:59AM
    Pmd the team to move from the groceries board . 

    I wouldn’t give them bank details. I would say collection only. I was warned by a seller who did it and the buyer gets the item and then call their bank saying it’s a fraudulent transaction. 
    I’m a Senior Forum Ambassador and I support the Forum Team on Competitions Time, Shopping & Freebies boards, Employment, Jobseeking & Training boards If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
  • GrumpyDil
    GrumpyDil Posts: 2,062 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Even if the person who sent the money pretends it was a scam the bank cannot automatically take the money back if paid by direct transfer. That's one of the reasons why from a buyer's perspective it isn't the best way of paying as you have no easy comeback if the goods are not received. 
  • The_Unready
    The_Unready Posts: 652 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 12 February 2024 at 3:53PM
    You say you 'hoped' it would be collected in person - did you specify that in the advert?

    If so, just refer the 'buyer' to the advert and let him decide what he wants to do....

    The bottom line is that if you need the item to be collected (for cash, presumably), it's up to the buyers to sort out payment and collection. 
  • jon81uk
    jon81uk Posts: 3,895 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    sarah1972 said:
    Pmd the team to move from the groceries board . 

    I wouldn’t give them bank details. I would say collection only. I was warned by a seller who did it and the buyer gets the item and then call their bank saying it’s a fraudulent transaction. 
    Same is possible with PayPal friends and family, they can claim it was a scam and get the money back. If posting then need to get payment via proper paypal and have proof it was delivered.
  • Cacran
    Cacran Posts: 536 Forumite
    Part of the Furniture 100 Posts Combo Breaker I've been Money Tipped!
    Thanks to all of you for your comments.
    Keep on trucking!
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