Read RAC breakdown cover policy

AW
AW Posts: 44
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I have always phoned to renew my breakdown cover, the first time I needed to be rescued I was told I needed business cover as I was a community nurse. I was told it was my fault I didn't read the policy.
Just a note to warn community workers to check your own policy,make sure you have business cover.
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  • Flugelhorn
    Flugelhorn Posts: 5,414
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    hmm perhaps your employer needs a group policy to keep the staff on the road. I worked in out of hours primary care and our cars had AA (think we came under the ambulance service cover) 
  • elsien
    elsien Posts: 32,260
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    edited 11 February at 9:01AM
    Maybe it depends if you have to wear a uniform or not as to whether they notice?

    My job involves a lot of visits to various places, but when I’ve broken down and called them out no one’s ever asked why I’m there or what I’m doing or whether it’s job related. 
    Although I’m also not clearly carrying work related stuff.
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • Flugelhorn
    Flugelhorn Posts: 5,414
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    elsien said:
    Maybe it depends if you have to wear a uniform or not as to whether they notice?

    My job involves a lot of visits to various places, but when I’ve broken down and called them out no one’s ever asked why I’m there or what I’m doing or whether it’s job related. 
    agreed thinking about it - the out of hours stuff was obvious as we had a car with stripey lines down the sides and lights on top but during the day in my own car no-one had a clue where I was going 
  • Bigwheels1111
    Bigwheels1111 Posts: 2,250
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    That is where the AA wins, Any car.
    Friends are mini cab drivers.
    They take out family membership for 4 people.
    But they all need to live at the same address.
    They put a label on the card with this years address.
    Well they do when they ring up. B)
    Its not honest but has worked for them for 10 plus years. 
    Full cover, just no europe for £30/35 each a year after cashback
    They just take turns to take out a new policy each year.
  • AW
    AW Posts: 44
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    elsien said:
    Maybe it depends if you have to wear a uniform or not as to whether they notice?

    My job involves a lot of visits to various places, but when I’ve broken down and called them out no one’s ever asked why I’m there or what I’m doing or whether it’s job related. 
    Although I’m also not clearly carrying work related stuff.
    I was in uniform unfortunately
  • user1977
    user1977 Posts: 13,300
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    We don't know how or when the OP bought admittedly, but if you go to buy online now, this is the very first thing you see:


    and if you click the link you get:



    so it's not exactly hidden in the smallprint.

  • Car_54
    Car_54 Posts: 8,127
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    That is where the AA wins, Any car.
    Friends are mini cab drivers.
    They take out family membership for 4 people.
    But they all need to live at the same address.
    They put a label on the card with this years address.
    Well they do when they ring up. B)
    Its not honest but has worked for them for 10 plus years. 
    Full cover, just no europe for £30/35 each a year after cashback
    They just take turns to take out a new policy each year.
    The RAC used to get ripped off like that too, which is probably why they’ve changed.
  • Bigphil1474
    Bigphil1474 Posts: 2,263
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    I've used RAC for years and most of the breakdowns I can remember have been whilst at work. Fortunately, I don't wear a uniform but that's not necessarily evidence of being at work. You could be on your way to or from work. I've always known it didn't cover me at work, I just haven't raised the issue when I've called them. I must do better in future.
  • prowla
    prowla Posts: 13,095
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    You can wear a uniform going to and from work.
  • AW
    AW Posts: 44
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    user1977 said:
    We don't know how or when the OP bought admittedly, but if you go to buy online now, this is the very first thing you see:


    and if you click the link you get:



    so it's not exactly hidden in the smallprint.

    It was last year I purchased the cover and did it over the phone telling the salesperson I was a community nurse
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