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Vanquis Savings

DoneWorking
Posts: 381 Forumite

Anyone used Vanquis Savings
90 Day Notice Account (Issue 3)
90 Day Notice Account (Issue 3)
up to 5.40 % gross/AER*
Invest from £1,000 (up to a total of £85,000 for FSCS protection)
Annual or monthly interest options
Sole or joint accounts
Subject to your own bank's payment limits, make your deposit with as little as one simple payment by bank transfer or cheque
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Comments
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DoneWorking said:Anyone used Vanquis Savings
90 Day Notice Account (Issue 3)up to 5.40 % gross/AER*Invest from £1,000 (up to a total of £85,000 for FSCS protection)Annual or monthly interest optionsSole or joint accountsSubject to your own bank's payment limits, make your deposit with as little as one simple payment by bank transfer or chequeVanquis Bank is owned by the company that used to call itself Provident Financial but renamed itself Vanquis Banking Group, formed in 1880.0 -
Is that new? Hadn’t noticed the 90 Day at 5.4% so am tempted.0
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Note that our reading of the Vanquis Ts and Cs, and a reply from them, seems to show that they only give 30 days' notice of a decrease in interest rates, so if (when) interest rates fall, you could be stuck for 60 days with a lower rate than you'd like (no one knows if anywhere else will be better then, of course). See Notice Accounts - Page 92 — MoneySavingExpert Forum and following pages (there's an example of FirstSave already doing this to their customers).3
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