“Best” way to pay car tax?

Saltrams
Saltrams Posts: 21
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It’s that time again. DVLA wants £570 from me and I don’t want to pay them! Well, as I have no choice, what is the best way of paying and getting a bit of a reward for myself? Ideally, I would put it on my BA PP Amex card but nope, not allowed. I have a dull Cashback Mastercard for 0.something% back so maybe I can use that, I’ll need to check. D/D doesn’t interest me (metaphorically or literally).
Anyone have the insight on this please?

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  • Ayr_Rage
    Ayr_Rage Posts: 817
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    I have not been able to find any card that rewards you for paying any kind of tax.

    Happy hunting !
  • Kim_13
    Kim_13 Posts: 2,215
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    edited 10 February at 10:32AM
    Halifax Reward Current Account will get you £5 if paid on the debit card (assuming the pay in requirement is also met and you don’t go overdrawn.) As £500 spend is required for £5, the last £70 gets zero. Don’t pay 6 months to get under £500 as you’ll lose more in the long term due to the extra added to a 6 monthly option - unless your car’s surcharge runs out before that 6 months is up.

    £570 is a car first registered on or after 1 April 2017 with an active surcharge for being a high value car. You can check the plate of any used car you buy to ensure that you get one without a surcharge on it, and also check the plate of yours to check when DVLA will only want the standard rate from you.

    Any car registered on or before 31 March 2017 with an emission figure of 225g/km or below will also be cheaper to tax than yours in the meantime.
  • Bigwheels1111
    Bigwheels1111 Posts: 2,250
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    2016 5008 was £30 a year for tax.
    The bar stewards put it upto £35 this year.
    At leat they are paying for it as car is registered disabled.
    They put their own cost up, Ha, Ha.
  • Petriix
    Petriix Posts: 2,017
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    The 'best' way is not to pay by getting a zero rated car. Although I still have to 'pay' the zero each year via the gov.uk website. 
  • BoGoF
    BoGoF Posts: 6,761
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    2016 5008 was £30 a year for tax.
    The bar stewards put it upto £35 this year.
    At leat they are paying for it as car is registered disabled.
    They put their own cost up, Ha, Ha.
    You mean they put the taxpayers cost up,  who do you think is paying for your freebie?
  • Bigwheels1111
    Bigwheels1111 Posts: 2,250
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    BoGoF said:
    2016 5008 was £30 a year for tax.
    The bar stewards put it upto £35 this year.
    At leat they are paying for it as car is registered disabled.
    They put their own cost up, Ha, Ha.
    You mean they put the taxpayers cost up,  who do you think is paying for your freebie?
    Who do you think is paying for your freebie?

    Thats easy ME with my blood sweat and tears.

    Yes they should.
    How much tax payers money do I save them. I estimate 2k plus a week

    Well lets see, I work 24/7 365 or 366 days a year. No help or cover.
    For 45.6p an hour as a carer for a wheelchair bound friend.
    Should I go to work for £300/400 a week and let the state pay 2k or 3k a week to look after them.



  • Shedman
    Shedman Posts: 1,477
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    edited 11 February at 3:11PM
    If, as you say, you have a cashback Mastercard you could get the Curve account and Curve card and add it to that.  You pay using the Curve card and its treated as debit card but the charge goes against your Mastercard and you should earn the cashback for that card,  Might be worth a look: https://www.curve.com/en-gb/

    EDIT:  I'd forgotten they've introduced their Fronted charge to allow it to be used to pay such things.  As this charge is 2.5% (unless you can get a free trial of the Black or Metal card) then its probably not worth it
  • Shedman
    Shedman Posts: 1,477
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    edited 11 February at 3:24PM
    Petriix said:
    The 'best' way is not to pay by getting a zero rated car. Although I still have to 'pay' the zero each year via the gov.uk website. 
    And I'm really annoyed they've increased it by more than inflation.  Huge % increase on zero to ........ummmmm oh yeah zero 😂
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