Car Insurance renewal

castle96

due 8/3. Following Martins advice to compare pre-renewal, should I be doing this now (30 days), or in 23 days time? As I have not yet had the renewal, I don't know the price of it. Should I take a flyer and pay the 'best' price now, in advance, or wait.    TIA

MikeJXE

Mine is due 7/3 and my insurer has decided not to renew probably because of my age 84

I tried Jaguar thinking they might insure my Jag, yep they will. £2088 thats about £1300 more than I paid last year

I did a search a few days go and the cheapest was Tesco at £987 I will try again at the 20 day point 

Most of my searches last year were £1000 - £2000

castle96

At least you know what you had to 'beat' I don't. I assume you CAN buy in advance

MikeJXE

castle96 said:

At least you know what you had to 'beat' I don't. I assume you CAN buy in advance

You can ask for a date before the one you have expires, 


If you know what you paid last year you can bet your life it will be more this year 

dunstonh

castle96 said:

At least you know what you had to 'beat' I don't. I assume you CAN buy in advance

Risky buying in advance without waiting for the renewal.   The renewal may be cheaper.

If you know what you paid last year you can bet your life it will be more this year 

I wouldn't take that bet.   

castle96

just phoned. Renewal quote 21 days b4

Ivana_B_Rich

castle96 said:

due 8/3. Following Martins advice to compare pre-renewal, should I be doing this now (30 days), or in 23 days time? As I have not yet had the renewal, I don't know the price of it. Should I take a flyer and pay the 'best' price now, in advance, or wait.    TIA

No, you should do it next week. The car insurance guide on the main site currently has the optimal date as 23 days before the renewal date.

So by my calculation (please do check this yourself) you'll be spending a romantic afternoon with the comparison sites on 14/02 

mebu60

Mine arrived today for renewal 9/3. Up 60%!!

Alternate quotes via MSE were +44% for the best then +48% and +50% for the next two. No info on whether driving abroad is included on those quotes or an additional cost. Is included for existing which is Saga.

Rang Saga. Requote reduced to +54%. Increased excess from £200 to £250, reduced to +50%. 

Have stayed with Saga for relative ease. Official inflation at 4% is not apparent in my world unfortunately.

There's going to be a lot more uninsured drivers on the road that's for sure. And that will increase premiums even more for the rest of us :-(  

castle96

just came through Aegas +43%

Bigphil1474

+43% isn't bad. I got mine ('20 years' no claims, no other changes, early 50's age), up by 57%. Couldn't find a cheaper like for like anywhere unless I upped the excess significantly.