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Cloud Cuckoo Land
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Sea_Shell said:michaels said:Minimum lifestyle is £630pa on clothes - no wonder the environment is screwed.
Plus meals out and takeaways, can people really not conceive of a life without such discretionary expenditure?
The key 'finding' seems to be not that things are much more expensive than last year, but that so much more consumption is now deemed necessary for essential, comfortable etc
Two sides of the same coin?!? 😉
If you don't eat out, you don't need going out clothes. Simples. 😁
Who actually needs (or wants) wardrobes full of new clobber, in retirement?
Any retired fashionistas on here that would like to share their wardrobe habits?
Clearly there will be immediate cries of "yes but"...
The principle is sound.
If you kept your clothes until they wore out, how long would they last?
When was the last time anyone mended clothing?
There are clearly changing requirements, for example where your size alters over time, and you no longer fit your clothes. Also when your working patterns change, you might no longer require a "work wardrobe" or need something suitable for later life care-receiving.
But most clothes buying in adult life seems driven by wants - fashion, boredom and envy, rather than need.
Much is also true for non-clothing items. Plenty is replaced whilst still being perfectly usable. Not just the obvious tech (TVs, phones, iPads etc) but also furnishings, cars, etc.
I'm not against spending - certainly my family don't have a minimalist view and spending pattern (and I have a rather embarrassing problem with n+1 bicycles), but I really don't understand the relentless march of fashion/ boredom-driven consumption.5 -
I've got shirts I bought when Blair was PM, even some socks as well I think4
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ex-pat_scot said:Sea_Shell said:michaels said:Minimum lifestyle is £630pa on clothes - no wonder the environment is screwed.
Plus meals out and takeaways, can people really not conceive of a life without such discretionary expenditure?
The key 'finding' seems to be not that things are much more expensive than last year, but that so much more consumption is now deemed necessary for essential, comfortable etc
Two sides of the same coin?!? 😉
If you don't eat out, you don't need going out clothes. Simples. 😁
Who actually needs (or wants) wardrobes full of new clobber, in retirement?
Any retired fashionistas on here that would like to share their wardrobe habits?
Clearly there will be immediate cries of "yes but"...
The principle is sound.
If you kept your clothes until they wore out, how long would they last?
When was the last time anyone mended clothing?
There are clearly changing requirements, for example where your size alters over time, and you no longer fit your clothes. Also when your working patterns change, you might no longer require a "work wardrobe" or need something suitable for later life care-receiving.
But most clothes buying in adult life seems driven by wants - fashion, boredom and envy, rather than need.
Much is also true for non-clothing items. Plenty is replaced whilst still being perfectly usable. Not just the obvious tech (TVs, phones, iPads etc) but also furnishings, cars, etc.
I'm not against spending - certainly my family don't have a minimalist view and spending pattern (and I have a rather embarrassing problem with n+1 bicycles), but I really don't understand the relentless march of fashion/ boredom-driven consumption.
Having a think ...
We have some items that are over 40 years old and still worn (chunky working jumper, leather jacket)
I'll frequently stitch seams, or make small repairs, unless something is end of life.
Old t-shirts go for rag in the garage/shed. We also have a pile of "DIY clothes" in vary states. Old jeans, joggers, slippers etc.
We haven't changed size much over the years, which helps.How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)1 -
ColdIron said:I've got shirts I bought when Blair was PM, even some socks as well I thinkI've got everyday clothes that I bought before I was married, and before kids. My eldest is at university.The only things that sem to need regular replacement are underwear - socks and pants.
N. Hampshire, he/him. Octopus Intelligent Go elec & Tracker gas / Vodafone BB / iD mobile. Ripple Kirk Hill member.
2.72kWp PV facing SSW installed Jan 2012. 11 x 247w panels, 3.6kw inverter. 34 MWh generated, long-term average 2.6 Os.Not exactly back from my break, but dipping in and out of the forum.Ofgem cap table, Ofgem cap explainer. Economy 7 cap explainer. Gas vs E7 vs peak elec heating costs, Best kettle!0 -
ColdIron said:I've got shirts I bought when Blair was PM, even some socks as well I think
I'm still wearing lots of my clothes from 90s and some from 80s.
A lot of the good quality stuff just hasn't worn out.
It helps that I've not changed size by much over the years, just like SeaShell.1 -
ColdIron said:Sea_Shell said:We haven't changed size much over the years, which helps.I have bad news for you. I've been retired for a few years and at a recent Dr's appointment I've shrunk 0.5 cmI think my shirts and socks are safe though2
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westv said:ColdIron said:Sea_Shell said:We haven't changed size much over the years, which helps.I have bad news for you. I've been retired for a few years and at a recent Dr's appointment I've shrunk 0.5 cmI think my shirts and socks are safe though1
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ex-pat_scot said:Sea_Shell said:michaels said:Minimum lifestyle is £630pa on clothes - no wonder the environment is screwed.
Plus meals out and takeaways, can people really not conceive of a life without such discretionary expenditure?
The key 'finding' seems to be not that things are much more expensive than last year, but that so much more consumption is now deemed necessary for essential, comfortable etc
Two sides of the same coin?!? 😉
If you don't eat out, you don't need going out clothes. Simples. 😁
Who actually needs (or wants) wardrobes full of new clobber, in retirement?
Any retired fashionistas on here that would like to share their wardrobe habits?
Clearly there will be immediate cries of "yes but"...
The principle is sound.
If you kept your clothes until they wore out, how long would they last?
When was the last time anyone mended clothing?
There are clearly changing requirements, for example where your size alters over time, and you no longer fit your clothes. Also when your working patterns change, you might no longer require a "work wardrobe" or need something suitable for later life care-receiving.
But most clothes buying in adult life seems driven by wants - fashion, boredom and envy, rather than need.
Much is also true for non-clothing items. Plenty is replaced whilst still being perfectly usable. Not just the obvious tech (TVs, phones, iPads etc) but also furnishings, cars, etc.
I'm not against spending - certainly my family don't have a minimalist view and spending pattern (and I have a rather embarrassing problem with n+1 bicycles), but I really don't understand the relentless march of fashion/ boredom-driven consumption.Statement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.phpFor free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.0 -
Mr.Generous said:bluenose1 said:I do like all these studies and yes you do have to compare with your own expenditure but it does make me think about my outgoings, though would have preferred the amounts in this study to reflect what the actual weekly / annual expenditure was for each group rather than hypothetical amounts.
Just checked and the Which retirement income targets does this and as of March 23 the couples Essential, Moderate and Luxury lifestyle was £19k, £28k and £44k.
Will be interesting to see the revised amounts this year.
Much more realistic figures. No, I can't afford a superyacht, but I think Myself and Mrs Generous had a very nice last couple of years on less than £44k. I guess the key is no mortgage or debts.
A true luxury lifestyle would cost a lot more than £44K, more like £244K, so I think Which referring to a luxury lifestyle in this way is a bit misleading. The other surveys description of Comfortable is better, but not perfect.
Maybe we should try and think of a better description !1
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