We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Investment

GTB01 · 2024-02-06 20:47:10

Hi I’m 23 years old and I’m looking to get into long term investing, I have about £5000 so far to invest then want to add to that every month. I’ve looked at investing into a few funds like vanguard etc.

Comments

JohnWinder Posts: 1,862 Forumite

29 March 2024 at 8:34AM

Indeed. One imagines recency bias and/or deliberate performance chasing might partly explain the current popularity of SP500 funds in this forum. Since 2010 US stocks have out-returned the rest of the world stocks by 8%/year. Go back another decade and the reverse was the case by 2.5%/year (from 2003-2007 it was RoW ahead by 10%/year). Go back another decade to 1993-2003 and it's US ahead again by 7.5%/year.

1