Inheritance, buying a home and staying on UC/PIP?

Grumpy_chap

Spoonie_Turtle said:

I can't quite get over how presumptuous this part is.  Whilst receiving ESA does not, of itself, automatically mean someone will never ever be able to work, there seems to be a prevailing wind where people assume everyone could do *something* in the form of work if they just put their mind to it.  Which is both motivated by sheer ignorance, and plain wrong.

We don't even know if the friend would be capable of being responsible for owning a property, let alone starting up a business.  If they WANT to try and do that, and they are capable of it, then they and those around them will likely think of that.  Strangers on the internet who know absolutely nothing about the person have zero business making such suggestions - thankfully in this case the person themselves isn't posting to then read that comment, but if they were then who knows what disastrous effects that could have, either in terms of mental health and/or perhaps prompting them to do something extremely unwise financially.

You might be thinking 'yeah yeah, it's the internet, whatever' - but real people with real lives are behind the screens and what we say, especially on a forum like this, can have real consequences.

@Spoonie_Turtle
Thank you for your feedback and I assure you I never intended to write anything that was hurtful or insensitive.

As for whether the "friend would be capable of being responsible for owning a property", the premise of the thread seems to originate from the point that is what the individual wishes:

theDon876 said:

Is there any way he can buy a home with this inheritance and stay on UC and PIP.

theDon876

Grumpy_chap said:

theDon876 said: 

Well there will still be a good chunk of money left after buying the house. I do agree though the whole thing could be a disaster waiting to happen. 

If the individual has inherited sufficient funds to buy a house outright and have a good chunk of money left, I am rather confused as to why they would not chose to buy the house and then use the good chunk of money to provide for a higher quality of life than they can have funded by benefits.

They may even be able to use some of the good chunk of money to set themselves up in a business that they can undertake allowing for the medical constraints and provide an ongoing income in a rewarding and satisfying way.

There is no mention of how much the good chunk of money is - it may be sufficient to be invested to provide an ongoing income.

I understand that the individual is likely to retain PIP regardless.

They are getting max UC which is around £850 a month plus they get max PIP and HB .

Spoonie_Turtle

Grumpy_chap said:

Spoonie_Turtle said:

I can't quite get over how presumptuous this part is.  Whilst receiving ESA does not, of itself, automatically mean someone will never ever be able to work, there seems to be a prevailing wind where people assume everyone could do *something* in the form of work if they just put their mind to it.  Which is both motivated by sheer ignorance, and plain wrong.

We don't even know if the friend would be capable of being responsible for owning a property, let alone starting up a business.  If they WANT to try and do that, and they are capable of it, then they and those around them will likely think of that.  Strangers on the internet who know absolutely nothing about the person have zero business making such suggestions - thankfully in this case the person themselves isn't posting to then read that comment, but if they were then who knows what disastrous effects that could have, either in terms of mental health and/or perhaps prompting them to do something extremely unwise financially.

You might be thinking 'yeah yeah, it's the internet, whatever' - but real people with real lives are behind the screens and what we say, especially on a forum like this, can have real consequences.

@Spoonie_Turtle
Thank you for your feedback and I assure you I never intended to write anything that was hurtful or insensitive.

As for whether the "friend would be capable of being responsible for owning a property", the premise of the thread seems to originate from the point that is what the individual wishes:

theDon876 said:

Is there any way he can buy a home with this inheritance and stay on UC and PIP.

Fair point, noted.