Is it a bad idea to apply for a new credit card three weeks before we have to remortgage?
Our current mortgage deal runs out at the end of this month (29th) and my current 0% deal on my credit card runs out in two days (7th). My credit score (as accurate as they are) is 999 on Experian so that shouldn't be a problem, and because I have some options available to do a balance transfer to another 0% deal credit card I would like to do this. However I am unsure if a recent application for credit will have a negative affect when they come to process our mortgage at the end of the month? The new card will not be use for any purchases or withdrawals and there are no issues with making payments etc. it is purely to extend my 0% on my existing balance. Does anyone have any experience with this? Do people know if the new card will even be on my credit file in that time? Any thoughts/experiences appreciated.
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