Equifax shows no searches
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easyasonetwothree
Posts: 24 Forumite
Hi,
I have recently noticed that my Equifax credit report (via Clear Score) shows zero hard searches, whereas through MSE credit club I can see 4 (rightly so, 3 current account applications and a credit card application).
Everything else seems to be correct on clear score, should I be concerned that there's no searches shown? I appreciate that some lenders won't use Equifax, but what are the chances that none of them did?
Interested to hear your thoughts!
I have recently noticed that my Equifax credit report (via Clear Score) shows zero hard searches, whereas through MSE credit club I can see 4 (rightly so, 3 current account applications and a credit card application).
Everything else seems to be correct on clear score, should I be concerned that there's no searches shown? I appreciate that some lenders won't use Equifax, but what are the chances that none of them did?
Interested to hear your thoughts!
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Comments
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A high chance. From my own experience there aren't that many lenders that I've used that use Equifax. I often get a search that lands on one CRA report that doesn't show on any of the others. Not something I'd worry about.
An ex-bankrupt on a journey of recovery. Feel free to send me a DM reference credit building credit cards from the usual suspects
Happy to help others going through what I've been through!0 -
I have the same issue .. however check my file does does equifax data, I suspect it’s clear score system0
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