We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Equifax shows no searches
Options

easyasonetwothree
Posts: 66 Forumite

Hi,
I have recently noticed that my Equifax credit report (via Clear Score) shows zero hard searches, whereas through MSE credit club I can see 4 (rightly so, 3 current account applications and a credit card application).
Everything else seems to be correct on clear score, should I be concerned that there's no searches shown? I appreciate that some lenders won't use Equifax, but what are the chances that none of them did?
Interested to hear your thoughts!
I have recently noticed that my Equifax credit report (via Clear Score) shows zero hard searches, whereas through MSE credit club I can see 4 (rightly so, 3 current account applications and a credit card application).
Everything else seems to be correct on clear score, should I be concerned that there's no searches shown? I appreciate that some lenders won't use Equifax, but what are the chances that none of them did?
Interested to hear your thoughts!
0
Comments
-
A high chance. From my own experience there aren't that many lenders that I've used that use Equifax. I often get a search that lands on one CRA report that doesn't show on any of the others. Not something I'd worry about.
0 -
I have the same issue .. however check my file does does equifax data, I suspect it’s clear score system0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards