We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Equifax shows no searches
easyasonetwothree
Posts: 66 Forumite
Hi,
I have recently noticed that my Equifax credit report (via Clear Score) shows zero hard searches, whereas through MSE credit club I can see 4 (rightly so, 3 current account applications and a credit card application).
Everything else seems to be correct on clear score, should I be concerned that there's no searches shown? I appreciate that some lenders won't use Equifax, but what are the chances that none of them did?
Interested to hear your thoughts!
I have recently noticed that my Equifax credit report (via Clear Score) shows zero hard searches, whereas through MSE credit club I can see 4 (rightly so, 3 current account applications and a credit card application).
Everything else seems to be correct on clear score, should I be concerned that there's no searches shown? I appreciate that some lenders won't use Equifax, but what are the chances that none of them did?
Interested to hear your thoughts!
0
Comments
-
A high chance. From my own experience there aren't that many lenders that I've used that use Equifax. I often get a search that lands on one CRA report that doesn't show on any of the others. Not something I'd worry about.
0 -
I have the same issue .. however check my file does does equifax data, I suspect it’s clear score system0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.5K Banking & Borrowing
- 252.9K Reduce Debt & Boost Income
- 453.3K Spending & Discounts
- 243.5K Work, Benefits & Business
- 598.2K Mortgages, Homes & Bills
- 176.7K Life & Family
- 256.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards