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Old pay day loan advice
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Guess my worry was that they supply evidence it was taken out, but the statue barred thing helps so many thanks for your advice0
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Doesn't make any difference if they did now, lenders have 6 years in which to chase credit debts, after which they are just out of luck.VillaFan1874 said:Guess my worry was that they supply evidence it was taken out, but the statue barred thing helps so many thanks for your adviceI’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1 -
Update - their reply in today
"I have passed your email to our complaints department. They will be in touch with you as soon as possible.Your account has become ‘statute barred’ under section 5 of the Limitation Act 1980.What this means for you:Your account has now been closed on our system and you will not be contacted again about it."
Their complaints have emailed as well to say they are looking into it etc, is it worth telling them not to bother now it's closed?
Thanks so much everyone who helped me with this 🙂1 -
I`d leave it, let them investigate, you might get a £50 quid good will payment out of them.
Well done.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1
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