Old pay day loan advice

VillaFan1874

Hello.  I have been written to by the PRA group referring to a pay day loan that goes back 13 years ago, and apparent last payment was 11 years ago!

I have no recollection of this so have asked for evidence.  Is this something that, if true, would have been written off by now as 11 years seems crazy and I have had NO communication from them since this time and certainly the last 9 years.

If there's is evidence, is it likely they will settle at a lesser payment to resolve? 

Any advice would be v welcome 

Nasqueron

Send a statute barred letter to them (use a template like on Debt Camel or similar)

If it was last acknowledged >6 years ago they cannot enforce it

sourcrates

Duplicate thread.