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Unknown Credit

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  • DE_612183
    DE_612183 Posts: 3,740 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    have you done a credit check? Experian and Equifax do a free 1 month trial.
  • Nasqueron
    Nasqueron Posts: 10,636 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    DE_612183 said:
    have you done a credit check? Experian and Equifax do a free 1 month trial.
    You can see CCJs for free on Clear Score, MSE Credit Club and Credit Karma, or by contact the CRAs and asking for your report which they have to give you free, no need to sign up for the trial and risk being billed

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • DE_612183 said:
    have you done a credit check? Experian and Equifax do a free 1 month trial.
    All the mortgage advisers/banks have done credit checks hence finding out about this debt.
  • DE_612183
    DE_612183 Posts: 3,740 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Who did she pay?
  • MorningcoffeeIV
    MorningcoffeeIV Posts: 1,945 Forumite
    1,000 Posts First Anniversary Name Dropper
    edited 1 February 2024 at 5:03PM
    PinkRaven said:
    DE_612183 said:
    have you done a credit check? Experian and Equifax do a free 1 month trial.
    All the mortgage advisers/banks have done credit checks hence finding out about this debt.
    You need to do your own, to know what appears and where. That way you know what the true situation is and  which lenders to go to and which to avoid.
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