Atlanta Insurance Intermediaries Limited trading as SAFEGUARD

Rambo14

I have just taken out home contents insurance via the above intermediary.  The named Insurer is Ageas Insurance Limited.  The premium/cover is very keenly priced [£65 per annum for £75000 sum insured].  Comments please - should I be happy or worried?

Mark_d

I don't think there's necessarily anything to be concerned or worried about.  But also I wouldn't expect the same level of service, from this low cost policy, than I would from an insurer like NFU Mutual, Churchill, LV...

Have you checked this policy to be sure what you're getting in terms of extras like accidental  damage, personal possession and legal cover?

DullGreyGuy

Rambo14 said:

I have just taken out home contents insurance via the above intermediary.  The named Insurer is Ageas Insurance Limited.  The premium/cover is very keenly priced [£65 per annum for £75000 sum insured].  Comments please - should I be happy or worried?

Depends if you took their bronze, silver or gold cover and if you are happy that it meets your needs. 

They're better known for the caravan insurance than home but no reason why they shouldn't be ok. I'd have the usual problem with their £2k out of home unspecified item limit and therefore have to specify lots of items though would never take them all out the house at the same time. 

Rambo14

Mark_d said:

I don't think there's necessarily anything to be concerned or worried about.  But also I wouldn't expect the same level of service, from this low cost policy, than I would from an insurer like NFU Mutual, Churchill, LV...

Have you checked this policy to be sure what you're getting in terms of extras like accidental  damage, personal possession and legal cover?

Yes - the policy provides the cover required.  Thanks for your help.

Rambo14

DullGreyGuy said:

Rambo14 said:

I have just taken out home contents insurance via the above intermediary.  The named Insurer is Ageas Insurance Limited.  The premium/cover is very keenly priced [£65 per annum for £75000 sum insured].  Comments please - should I be happy or worried?

Depends if you took their bronze, silver or gold cover and if you are happy that it meets your needs. 

They're better known for the caravan insurance than home but no reason why they shouldn't be ok. I'd have the usual problem with their £2k out of home unspecified item limit and therefore have to specify lots of items though would never take them all out the house at the same time. 

DullGreyGuy said:

Rambo14 said:

I have just taken out home contents insurance via the above intermediary.  The named Insurer is Ageas Insurance Limited.  The premium/cover is very keenly priced [£65 per annum for £75000 sum insured].  Comments please - should I be happy or worried?

Depends if you took their bronze, silver or gold cover and if you are happy that it meets your needs. 

They're better known for the caravan insurance than home but no reason why they shouldn't be ok. I'd have the usual problem with their £2k out of home unspecified item limit and therefore have to specify lots of items though would never take them all out the house at the same time. 

Silver and it does meet my needs.  Thank you for your help.