📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Very performed hard check at eligibility stage

Options
Hi there

I am a bit annoyed as I was using Very.co.uk's eligibility checker to purchase white goods but then discover a hard search was carried out and now appears on my credit file. I didn't proceed with the application. There was nowhere that mentioned that a hard search was going to be performed beforehand. I thought it would only be a soft search?

So wanted to know can they do this and how can I get this reversed?

Thanks.

Comments

  • Follow up: I went back into the application and it states "We will now run an eligibility check to see if you are likely to be accepted for our credit account. This check WILL NOT affect your credit file." 
  • Largs
    Largs Posts: 432 Forumite
    100 Posts Second Anniversary Name Dropper
    From my own experience in the past, I wrote to the business with a copy of the entry on my credit report and told them to contact the bereau and have it removed/corrected.  If they did not do this, I contacted the actual credit reference bereau with all the details and they removed the entry themselves.  A pain in the neck but necessary if you want it sorted.
  • Many thanks Largs I will do that!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.