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My second car is a motorbike

During researching car insurance quotations, most comparison forms ask about "having access to a second car" (sometime vehicle). Then there is a drop down with car, company car, van etc, but not motorbike.

Is it fraudulent to pick car in this instance?

I'd think that driving (or riding) another vehicle would reduce the risk, because the usage is shared. In my case, I commute on the bike, and the car is mainly domestic, maybe never commuting.
This question was relevant during the weekend really, but it took 4 days to get approved on te MSE forums, and the insurers website had the bike option when I edited the Moneysupermarket quotation (by the way, a lot of the details entered on Moneysupermarket didn't match when checked e.g. annual milage, vehicle value, which can be deal breakers...)
But I am still interested for future reference.

Comments

  • BoGoF
    BoGoF Posts: 7,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If it says car then it means car. A bike ia not a car so yes it's lying and would invalidate your insurance.
  • sevenhills
    sevenhills Posts: 5,938 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I drive a company minibus, so when it says company car without private use, I tick that box.
    Tick what you genuinely believe is the right answer, they want to know whether you have access to another vehicle, perhaps the posters on here will have differing opinions.
  • Brn
    Brn Posts: 2 Newbie
    First Post
    Thanks for the responses. I feel it would be nice if they either include bikes in these lists or provide explanation/ help to explain where they are excluded.
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