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Credit file Impact when borrowing with Klana

tekie
Posts: 151 Forumite


I was looking to purchase a speaker system from Sony and the best buy pay later offer is from Klana with 9 % interest over 24 months.
Does Klana do a credit check on a credit referencing agency, if yes which one?
I don't have a bad credit history, just wondering as I have heard stories in the past that say borrowing from Klana can be an issue with one's credit rating not sure how true that is as I have never dealt with them.
Does Klana do a credit check on a credit referencing agency, if yes which one?
I don't have a bad credit history, just wondering as I have heard stories in the past that say borrowing from Klana can be an issue with one's credit rating not sure how true that is as I have never dealt with them.
0
Comments
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If they do a check and you pay it all back on time there should be absolutely no issue with your actual credit rating.
As for a few fluctuations in the made-up numbers you see on the various CRA sites, then as nobody else sees them, they are nothing to worry about.1
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