Studio credit

jon1000

can anybody help with this question i have, thanks in advance.

Everytime I buy from Studio it puts my purchase onto studio credit (because i once made a “considerable” purchase i used to save a bit more money, ever since it just uses the account to purchase things). so when i buy stuff, even that are not expensive, it just charges the account, then i have to wait for it to clear, to pay the account amount. Is that damaging my credit score? because the stuff i buy now is between £20/£50 and i don’t need the credit. I’m just wondering if im making things worse for myself by using the credit account? 

thank you 

MorningcoffeeIV

It doesn't matter if it hurts your score.

It simply demonstrates to lenders that you can use credit and pay it off.