Studio credit

can anybody help with this question i have, thanks in advance.

Everytime I buy from Studio it puts my purchase onto studio credit (because i once made a “considerable” purchase i used to save a bit more money, ever since it just uses the account to purchase things). so when i buy stuff, even that are not expensive, it just charges the account, then i have to wait for it to clear, to pay the account amount. Is that damaging my credit score? because the stuff i buy now is between £20/£50 and i don’t need the credit. I’m just wondering if im making things worse for myself by using the credit account? 

thank you 

Wins since joining:

1: xbox 4gb console, kinect and sports and dance central games & 12 months xbox live gold membership.


  • MorningcoffeeIV
    MorningcoffeeIV Posts: 1,925
    First Anniversary First Post Name Dropper
    It doesn't matter if it hurts your score.

    It simply demonstrates to lenders that you can use credit and pay it off. 
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