We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Studio credit
Options
jon1000
Posts: 14 Forumite
can anybody help with this question i have, thanks in advance.
Everytime I buy from Studio it puts my purchase onto studio credit (because i once made a “considerable” purchase i used to save a bit more money, ever since it just uses the account to purchase things). so when i buy stuff, even that are not expensive, it just charges the account, then i have to wait for it to clear, to pay the account amount. Is that damaging my credit score? because the stuff i buy now is between £20/£50 and i don’t need the credit. I’m just wondering if im making things worse for myself by using the credit account?
thank you
Everytime I buy from Studio it puts my purchase onto studio credit (because i once made a “considerable” purchase i used to save a bit more money, ever since it just uses the account to purchase things). so when i buy stuff, even that are not expensive, it just charges the account, then i have to wait for it to clear, to pay the account amount. Is that damaging my credit score? because the stuff i buy now is between £20/£50 and i don’t need the credit. I’m just wondering if im making things worse for myself by using the credit account?
thank you
Wins since joining:
1: xbox 4gb console, kinect and sports and dance central games & 12 months xbox live gold membership.
0
Comments
-
It doesn't matter if it hurts your score.
It simply demonstrates to lenders that you can use credit and pay it off.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards