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Getting two interest pay-ins in my Barclays Everyday Saver account?

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  • Any reason why Barclay's Rainy Day Saver @ 5.1% APR was not suggested as a suitable account? Too much hassle with the Blue membership and DD's?
  • taihai
    taihai Posts: 23 Forumite
    Third Anniversary 10 Posts Name Dropper
    Any reason why Barclay's Rainy Day Saver @ 5.1% APR was not suggested as a suitable account? Too much hassle with the Blue membership and DD's?
    one or two years ago I think I was looking into Rainy Day Saver as well, but I got the impression that I couldn't apply? 
  • refluxer
    refluxer Posts: 3,184 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    edited 11 February 2024 at 12:45AM
    taihai said:
    Any reason why Barclay's Rainy Day Saver @ 5.1% APR was not suggested as a suitable account? Too much hassle with the Blue membership and DD's?
    one or two years ago I think I was looking into Rainy Day Saver as well, but I got the impression that I couldn't apply? 
    There are a few requirements - you need a Barclays current account with 2 direct debits coming out to cover the cost of the Blue Rewards membership, which you also need.
  • wmb194
    wmb194 Posts: 4,904 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 11 February 2024 at 10:02AM
    refluxer said:
    taihai said:
    Any reason why Barclay's Rainy Day Saver @ 5.1% APR was not suggested as a suitable account? Too much hassle with the Blue membership and DD's?
    one or two years ago I think I was looking into Rainy Day Saver as well, but I got the impression that I couldn't apply? 
    There are a few requirements - you need a Barclays current account with 2 direct debits coming out to cover the cost of the Blue Rewards membership, which you also need.
    Or a Barclays Premier current account. If you have this you don't have to bother with the DDs or being a member of Blue Rewards but it's harder to get than an ordinary account, of course.
  • refluxer
    refluxer Posts: 3,184 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    wmb194 said:
    refluxer said:
    taihai said:
    Any reason why Barclay's Rainy Day Saver @ 5.1% APR was not suggested as a suitable account? Too much hassle with the Blue membership and DD's?
    one or two years ago I think I was looking into Rainy Day Saver as well, but I got the impression that I couldn't apply? 
    There are a few requirements - you need a Barclays current account with 2 direct debits coming out to cover the cost of the Blue Rewards membership, which you also need.
    Or a Barclays Premier current account. If you have this you don't have to bother with the DDs or being a member of Blue Rewards but it's harder to get than an ordinary account, of course.
    Thanks for the info - that option must have been added later which is why I wasn't aware of it, as being a member of Blue Rewards was the only way of getting the Rainy Day Saver when it was first released in Sept 2022.
  • wmb194
    wmb194 Posts: 4,904 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    refluxer said:
    wmb194 said:
    refluxer said:
    taihai said:
    Any reason why Barclay's Rainy Day Saver @ 5.1% APR was not suggested as a suitable account? Too much hassle with the Blue membership and DD's?
    one or two years ago I think I was looking into Rainy Day Saver as well, but I got the impression that I couldn't apply? 
    There are a few requirements - you need a Barclays current account with 2 direct debits coming out to cover the cost of the Blue Rewards membership, which you also need.
    Or a Barclays Premier current account. If you have this you don't have to bother with the DDs or being a member of Blue Rewards but it's harder to get than an ordinary account, of course.
    Thanks for the info - that option must have been added later which is why I wasn't aware of it, as being a member of Blue Rewards was the only way of getting the Rainy Day Saver when it was first released in Sept 2022.
    Yes, it's a recent change, in the past few months.
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