Which other fund

ColdIron

london21 said:

My ISA cash transfer completed today. Is it better to stick with the FTSE global all cap index or move the new money into UBS S&P 500 index acc, slightly higher risk a 6.

You do know that pretty much everything in the S&P 500 is already in the all cap? What do you hope to achieve other than ditching the UK, Europe, Asia Pacific, Japan and Emerging Markets, allocating everything to a single country and turning up the risk knob to 11?

london21

ColdIron said:

london21 said:

My ISA cash transfer completed today. Is it better to stick with the FTSE global all cap index or move the new money into UBS S&P 500 index acc, slightly higher risk a 6.

You do know that pretty much everything in the S&P 500 is already in the all cap? What do you hope to achieve other than ditching the UK, Europe, Asia Pacific, Japan and Emerging Markets, allocating everything to a single country and turning up the risk knob to 11?

Thanks will stick with FTSE global all cap index.

Why is the HSBC FTSE global all cap index fees cheaper than Vanguard FTSE global all cap index  they are the same but perhaps Vanguard more branded. I am using Iweb so more flexibility. 

ColdIron

london21 said:

Why is the HSBC FTSE global all cap index fees cheaper than Vanguard FTSE global all cap index  they are the same but perhaps Vanguard more branded. I am using Iweb so more flexibility. 

Is there an HSBC FTSE Global All Cap? There is an HSBC FTSE All-World. If so it's a different index. The all cap index tracks about 7,000 large, mid and small cap companies. The all world index with 3,000 mostly large cap companies is probably cheaper to run

london21

ColdIron said:

Is there an HSBC FTSE Global All Cap? There is an HSBC FTSE All-World. If so it's a different index. The all cap index tracks about 7,000 large, mid and small cap companies. The all world index with 3,000 mostly large cap companies is probably cheaper to run

It's called HSBC FTSE ALL WORLD INDEX

Thanks will stick with the  VANGUARD INV FDS FTSE GBL ALL CAP INDEX GBP

Bostonerimus1

london21 said:

ColdIron said:

Is there an HSBC FTSE Global All Cap? There is an HSBC FTSE All-World. If so it's a different index. The all cap index tracks about 7,000 large, mid and small cap companies. The all world index with 3,000 mostly large cap companies is probably cheaper to run

It's called HSBC FTSE ALL WORLD INDEX

Thanks will stick with the  VANGUARD INV FDS FTSE GBL ALL CAP INDEX GBP

That's a perfectly fine choice for now.

JohnWinder

london21 said:

Is it better to stick with the FTSE global all cap index or move the new money into UBS S&P 500 index acc, slightly higher risk a 6. 

I have the current funds in Vanguard FTSE global all cap index

Is it worth moving to HSBC FTSE all world index due to slightly cheaper fees. 

As I read it one includes small cap, the other which doesn't claims it is missing only the smallest 10% of what they could invest in. So they're both pretty darn broad in coverage and likely not much between them in returns, although a fund manager might squeeze more or less out of the index than another manager could - likely not much.

Which is a long way of saying you ought to be up to finding this information out yourself. If you think you'll get a more informed answer from a small handful of unselected folk on the internet than you could arrive at yourself then I'd suggest reading Hale's book Smarter Investing. You'll be your own guru and well prepared to answer other people asking questions like yours, and much more aware that fund choice has a lot to do with personal circumstances and preferences which you'll know about for yourself better than any of us.

Linton

london21 said:

1) My ISA cash transfer completed today. Is it better to stick with the FTSE global all cap index or move the new money into UBS S&P 500 index acc, slightly higher risk a 6. 

I have the current funds in Vanguard FTSE global all cap index

2) Is it worth moving to HSBC FTSE all world index due to slightly cheaper fees. 

1) VFGAC is already  60% US.  The S&P500 is the main US index.  Why do you think you want even more US which implies less % for everything else?

2) To repeat @eskbanker:

eskbanker said:

Fees should be fairly well down the list of evaluation criteria for funds, so it'll be more important to select something contributing to strategy, objectives, etc, while also meeting allocation preferences and so on.

VFGAC includes smaller companies HSBC FTSE All World does not.  Which do you want?  In my view wider diversification is always desirable. This is a more important question than the relatively small difference (in £ terms) between the two funds' charges.

LHW99

The S&P 500 index is 100% USA large companies. I suspect people here would use it alongside other funds to make up their US / Europe / UK / Emerging Markets spread in the proportions they like it to be.

A FTSE Global all cap tracker will cover all those geographies in a proportion determined by the fund managers / target, so is much more diversified geographically than the S&P, and will include smaller companies than the S&P.

Linton

ColdIron said:

london21 said:

Why is the HSBC FTSE global all cap index fees cheaper than Vanguard FTSE global all cap index  they are the same but perhaps Vanguard more branded. I am using Iweb so more flexibility. 

Is there an HSBC FTSE Global All Cap? There is an HSBC FTSE All-World. If so it's a different index. The all cap index tracks about 7,000 large, mid and small cap companies. The all world index with 3,000 mostly large cap companies is probably cheaper to run

AIUI the FTSE Global All Cap index is a private one commissioned by Vanguard from LSE who own the FTSE indexes. Vanguard also do this with their higher dividend index funds.

Linton

IanManc said:

Linton said:

ColdIron said:

london21 said:

Why is the HSBC FTSE global all cap index fees cheaper than Vanguard FTSE global all cap index  they are the same but perhaps Vanguard more branded. I am using Iweb so more flexibility. 

Is there an HSBC FTSE Global All Cap? There is an HSBC FTSE All-World. If so it's a different index. The all cap index tracks about 7,000 large, mid and small cap companies. The all world index with 3,000 mostly large cap companies is probably cheaper to run

AIUI the FTSE Global All Cap index is a private one commissioned by Vanguard from LSE who own the FTSE indexes. Vanguard also do this with their higher dividend index funds.

Wiki says it is part of a series launched in 2003:

https://en.wikipedia.org/wiki/FTSE_Global_Equity_Index_Series#:~:text=FTSE Global All Cap Index,cap and large cap stocks

Thanks - interesting that no-one else has chosen to use it.