We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
will my home insurance cover this ?

Tumtitums
Posts: 328 Forumite


I have just had a drain survey done and in it they mention that
A look see CCTV was carried out from the manhole chamber to the rest bend to find that a toilet pan connector has been installed to connect the underground drainage to the SVP.
Pan connectors are not designed to be installed below ground and it is likely that the pipe is leaking in this location contributing to the damp.
Pan connectors are not designed to be installed below ground and it is likely that the pipe is leaking in this location contributing to the damp.
We also inspected the gully where the waste pipes and rainwater down pipe is discharging with the CCTV unit to find that the gully has also been poorly connected to the underground drainage system. This is also likely to be contributing to the damp in this location
.
The interceptor downstream has also been removed so we inspected the repair to find that the connection to the sewer is also in a poor condition and broken in multiple places. We suspect that these is due rods being forced downstream hitting the pipe wall in the past causing it to break.
The interceptor downstream has also been removed so we inspected the repair to find that the connection to the sewer is also in a poor condition and broken in multiple places. We suspect that these is due rods being forced downstream hitting the pipe wall in the past causing it to break.
To repair this is likely to cost thousands of pounds so i want to claim on my home insurance. theres not much in the insurance documents though it says that accidental damage to underground drainage is covered. Do you this this counts ?
0
Comments
-
The poor workmanship isn't going to be covered. The damage from rodding etc might be though.0
-
Tumtitums said:user1977 said:The poor workmanship isn't going to be covered. The damage from rodding etc might be though.
even if its causing damp in the property ?
Go get your policy and read it. It insures against specific types of (generally sudden) event - flood, fire, burglary etc.
Things needing fixed because they're old and knackered or were never built properly are not insured risks.
People tried to explain this to you in your previous thread about the same thing:
https://forums.moneysavingexpert.com/discussion/6489274/am-i-covered-in-my-policy-drain-collapse#latest
0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 349.7K Banking & Borrowing
- 252.6K Reduce Debt & Boost Income
- 452.9K Spending & Discounts
- 242.7K Work, Benefits & Business
- 619.4K Mortgages, Homes & Bills
- 176.3K Life & Family
- 255.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 15.1K Coronavirus Support Boards