House Insurance - NCD after bereavement?

Hi All,
I'm trying to sort out my MiL's house insurance.
Her husband passed away just over a year ago, and the house insurance was in a joint policy.
Now that she can no longer hold a joint policy, can she continue to claim the NCD from the joint policy? Or does the NCD have to start from scratch?

Thanks!

Comments

  • 400ixl
    400ixl Posts: 2,642
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    House insurance does not usually have an NCD in the same way as motor. It is just a question about whether you have had any claims. If it was a joint policy then they just answer the same way for their own policy.
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