Advice on car insurance renewal after 2 years to keep no claims bonus?

Any help or advice much appreciated.

My last car insurance policy was with esure which expired in March 2021 and I had a 7 years no claims bonus.

I have called esure and other car insurers such as Direct Line and they all said they require a renewal within in 2 years to keep my no claims bonus.

I was told that apparently there are certain “specialist policy providers” who offer a renewal within 3 years. For me it will be 3 years in March 2024, so at the moment I am still within the 3 year window.

Does anybody know who the “specialist policy providers” are?

Or any other information that could assist me to renew my policy now and keep my 7 years no claims bonus?

Again, any help with this would be much appreciated


  • BoGoF
    BoGoF Posts: 6,793
    Name Dropper First Anniversary First Post
    Try Adrian Flux
  • DullGreyGuy
    DullGreyGuy Posts: 9,184
    First Anniversary First Post Name Dropper
    Admiral accept NCD up to 3 years old.

    Get quotes with 0 NCD as well though... many don't discount any where near as much as they used to with NCD and limiting yourself to only a couple of providers could mean higher prices than buying with nil. One person the other day here said it made £5 difference between have 9 years NCD or 0 years. 
  • Veteransaver
    Veteransaver Posts: 343
    Name Dropper First Post
    NCD is a bit of a scam these days. I have over 20 years no claims, as an experiment I got a quote for my wife, same car etc but with me as a named driver (she is a named driver on my policy) She's never had car insurance in her life. Her quote was literally about £10 more than mine (same insurer).

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