Best <1-year Savings Account for £85k - Your Advice Would Be Much Appreciated!

Muttleythefrog

soulsaver said:

Frequentlyhere said:

EthicsGradient said:

Vanquis looks like a good rate - it beats the 5.4% from FirstSave that is at the top of both Best savings accounts: 5.13% easy access or 5.16% fixed rates (moneysavingexpert.com) and Best 90 Day Notice Accounts | Compare Rates Today (moneyfactscompare.co.uk) lists. If you're sure you'll be able to give the 90 days notice before you need it for the deposit, that is - fine while you still haven't got a date for when you'll actually receive the inheritance, but perhaps when you do, it'd be a good idea to give the notice, and if you still haven't found a home after the 90 days, keeping it in an easy access account after that.

Does anyone know why this Vanquis 90-day 5.5% account (still available) isn't on the top 90-day account MSE or moneyfacts leaderboard?  Am I missing something?

I am looking at this account, too. My question for them is what notice is given for a rate reduction - can't see it covered in the terms.

Yeah can't find it anywhere.. even generally on their site.

Frequentlyhere

@soulsaver I think did find the answer somewhere and posted it to another thread. They give a month's notice.

However, although it appears to be available, if you click onto the next step it will then probably say 'too late' or words to that effect - or at least that's what I found yesterday...

Muttleythefrog

Frequentlyhere said:

@soulsaver I think did find the answer somewhere and posted it to another thread. They give a month's notice.

However, although it appears to be available, if you click onto the next step it will then probably say 'too late' or words to that effect - or at least that's what I found yesterday...

Was the 'too late' after you'd put personal details in?

soulsaver

It went 'off sale' for a short period - which is poss why it disappeared from tables; but it appears to be available again. Now with terms that DO state they give 30 days notice of rate reduction.

Muttleythefrog

soulsaver said:

It went 'off sale' for a short period - which is poss why it disappeared from tables; but it appears to be available again. Now with terms that DO state they give 30 days notice of rate reduction.

Was available an hour ago.. now unavailable due to demand...... crazy

Edit... and just seconds later available again... this is truly whacko

Frequentlyhere

Perhaps best it is kept out of the tables then!

But yes, it does seem to be available once again. For a bit?