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Slaying my final Debt Dragon: The Capital One Card.
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Day 13 :
Payment : £2.20 paid
Remaining debt : £386.47
Leap Day 2024 - the day of freedom. The day my pernicious debts finally died.
Legacy Default dates :
Mr Lender - 31/10/2022
Fund Ourselves - 22/12/2022
Bamboo - 30/3/2023
Likely Loans - 14/4/20230 -
Day 14 :
Payment : £1.85 paid
Remaining debt : £384.62
Leap Day 2024 - the day of freedom. The day my pernicious debts finally died.
Legacy Default dates :
Mr Lender - 31/10/2022
Fund Ourselves - 22/12/2022
Bamboo - 30/3/2023
Likely Loans - 14/4/20231 -
I occasionally look for credit card offers with a lower rate than my Capital One card.
I know that with 4 lovely defaults on my record I won't find anything.
The searches do however come up with Zable and 118118 cards...
...With an APR of ~ 49% !!!!
Er, no thanks. I'll stick with my 26.4% at Capital One. Lol.Leap Day 2024 - the day of freedom. The day my pernicious debts finally died.
Legacy Default dates :
Mr Lender - 31/10/2022
Fund Ourselves - 22/12/2022
Bamboo - 30/3/2023
Likely Loans - 14/4/20231 -
You are doing great, this final one will soon be gone. Good luck V x1
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Day 15 :
Payment : £6.34 paid
Remaining debt : £378.28Leap Day 2024 - the day of freedom. The day my pernicious debts finally died.
Legacy Default dates :
Mr Lender - 31/10/2022
Fund Ourselves - 22/12/2022
Bamboo - 30/3/2023
Likely Loans - 14/4/20231 -
Day 17 :
Interest : £9.37 charged
Remaining debt : £387.65
Leap Day 2024 - the day of freedom. The day my pernicious debts finally died.
Legacy Default dates :
Mr Lender - 31/10/2022
Fund Ourselves - 22/12/2022
Bamboo - 30/3/2023
Likely Loans - 14/4/20230 -
Day 21 :
Payment : £1.70 paid
Remaining debt : £385.95Leap Day 2024 - the day of freedom. The day my pernicious debts finally died.
Legacy Default dates :
Mr Lender - 31/10/2022
Fund Ourselves - 22/12/2022
Bamboo - 30/3/2023
Likely Loans - 14/4/20230 -
I do love a PAD, making huge inroads by small payments is such a boost!1
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I sold 3 shares in Shell that I have had for years and had forgotten about until recently. £74.78 reached my account today. No better place for this money than paying off Capital One.
Day 22 :
Payment : £74.78 paid
Remaining debt : £311.17
Leap Day 2024 - the day of freedom. The day my pernicious debts finally died.
Legacy Default dates :
Mr Lender - 31/10/2022
Fund Ourselves - 22/12/2022
Bamboo - 30/3/2023
Likely Loans - 14/4/20230 -
It is a boostAimingforthegoodlife said:I do love a PAD, making huge inroads by small payments is such a boost!
I should be able to make a few more small payments before payday, and then perhaps a bigger last day of the month remittance.Leap Day 2024 - the day of freedom. The day my pernicious debts finally died.
Legacy Default dates :
Mr Lender - 31/10/2022
Fund Ourselves - 22/12/2022
Bamboo - 30/3/2023
Likely Loans - 14/4/20230
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