Universal credit and class 2 NI (self employed NI)

seatbeltnoob

Hello

Please correct me if I'm wrong. But being on Universal credit automatically contributes towards your natiional insurance. So if self assessment gives you the OPTION whether to pay or not, you should pick not. Is that true?

I'm a bit confused about the NI optional payments. I will post on the tax board so as not to muddy the issue. link to tax issue here: https://forums.moneysavingexpert.com/discussion/6500999/should-i-pay-class-2-ni-or-not/p1?new=1

My main concern is contribution towards basic state pension. I want to ensure that it being met. I am a joint applicant with my partner on universal credit. Do both of us have NICs paid on our behalf?

sheramber

That question is for all self employed people. Some will not have  UC to give them NI credits so they would need to pay it voluntary  to safeguard thier state pension.

If you get credits fromUC the you do not need to pay it voluntarily.

So yes, you pick not.

seatbeltnoob

sheramber said:

That question is for all self employed people. Some will not have  UC to give them NI credits so they would need to pay it voluntary  to safeguard thier state pension.

If you get credits fromUC the you do not need to pay it voluntarily.

So yes, you pick not.

Thanks for that, I've just added some information on the OP since your reply. "My main concern is contribution towards basic state pension. I want to ensure that it being met. I am a joint applicant with my partner on universal credit. Do both of us have NICs paid on our behalf?"

Still the same answer?

poppy12345

As it's a joint claim then both of you will receive class 3 NI credits towards your state pension.