Card order in Google pay

safe_hands2

I'm just starting to use Google Pay and getting my head around how it works. With the card order, if I had my AMEX card as the default card and I paid in a shop that doesn't accept AMEX, would Google Pay automatically use the second choice card or would I need to manually select it?

DullGreyGuy

You need to select which card to use if one is declined for whatever reason

eskbanker

I don't know for sure but would imagine that it'll try to use the default card and if the payment terminal declines it, it would then be up to you to select another card manually.  Presumably easy to experiment to find out?

MattMattMattUK

The terminal will decline the payment, you would then need to try again with a different card (via Google Pay, or physically presented). 

safe_hands2

Thank you. I thought so, but thought it was worth checking. And is it right that you don't need to have the app open to pay, your phone just needs to be unlocked?

Nasqueron

safe_hands2 said:

Thank you. I thought so, but thought it was worth checking. And is it right that you don't need to have the app open to pay, your phone just needs to be unlocked?

I have a pixel 6 pro but I suspect it'll be the same for anyone else with stock Android or minimal change 

Unlock (you should have this by default), then swipe down and pick wallet and your cards are there - the first one is your default and you can just swipe to the next card. I have never tried to pay any other way and I doubt it would cycle through multiple cards to get one that hit in case they charged the wrong one

AlwaysLearnin

safe_hands2 said:

Thank you. I thought so, but thought it was worth checking. And is it right that you don't need to have the app open to pay, your phone just needs to be unlocked?

I don't open the Wallet (/Google Pay) app specifically unless I want to change the payment card.  If happy to pay with the default card, just unlock phone and tap (assuming NFC is on of course)