Klarna suddenly declining me.

Tiredoffools

Hi everyone.

I have had a Klarna account for years now and always use it for pay in 3 purchases. It's been successfully used hundreds of times until now. I have a 999 out of 999 credit score, own my own home, never missed a payment for anything in 35 years...but suddenly they are refusing me credit. I have read online that it's happening to a lot of people out of the blue, and I wonder (forgive me if this is a stupid question) if you can not be attractive to loan companies because your credit is good and they can't make anything out of you?

Anyone else had the same problem?
Carrie

CliveOfIndia

It could be a number of things, but the one thing it won't be is your credit score - that's a meaningless marketing gimmick that's not used, nor even seen, by any lender.

It would be a good idea to check all three of your credit files, just to make sure there are no negative markers on them that you're possibly unaware of.  Ignore the score and their assessment of your credit-worthiness, just check that all the data are factually correct.