Overwhelmed with stupid debt & in desperate need of advice.

sourcrates

You are better off not paying anything, and getting defaults, rather than paying a token amount, which costs the creditor more than the face value of the payment to process, and will result in AP markers.

Andyjflet

When are you at 50% of the total amount payable on the PCP? Once this is achieved and your mileage is on track you can hand the car back and walk away. Call the finance company and ask them when you are at the VT point. 

Andyjflet

stu12345_2 said:

I used to use the council gym £7 a month in 2008. I made my own post workout drink, pure  orange juice diluted with water, a dash of salt , blended with a can of tuna( drained). carbs and protein in the correct balance
it was a tip I got from an ex natural Mr britain bodybuilder., who was also a  poorly paid window cleaner!
and I baked my own protein flapjacks, porridge oats, chocolate protein powder,  butter, put in oven, then cut up and take some to work as snacks 

Have to say, that protein shake sounds horrendous, I'm a weight lifter, but I dont think I could stomach that