Dolly's Surviving to Thriving...............

_Dolly_Rocker_

I know, I knowwwwwwwwwwwwww - I've had many many diaries before but it's a new year and I want a fresh start with new goals!

2024
Pay off all unsecured debt
Close credit card accounts
Make 2 mortgage overpayments
Restart LISA
Save for Christmas 2024

2025
Make 10 mortgage overpayments
Re-mortgage
Add savings to LISA
Save for Christmas 2025

2026-2030
TBC

_Dolly_Rocker_

2024 - Unsecured Debt
£2,582.50 - MBNA
£1,539.43 - SBCC
£1.661.59 - Tesco
£2,934.39 - Virgin
£1,046.75 - Very - (£139.00 - IOU)
£9,764.66 - Total

_Dolly_Rocker_

2024 Monthly Debt Repayments
£1,081.25 - January - 16012024
£1,081.25 - February
£1,081.25 - March
£1,081.25 - April
£1,081.25 - May
£1,081.25 - June
£1,081.25 - July
£1,081.25 - August
£1,081.25 - September
£1,081.25 - October

_Dolly_Rocker_

2024 Mortgage Overpayments

_Dolly_Rocker_

2024 LISA Deposits

_Dolly_Rocker_

Strange how you automatically feel better when you have things written down and a plan in place. 

Will make my debt payments later today then update my monthly total for January.

_Dolly_Rocker_

So plan for today is;

• Make debt repayments
• Submit gas meter reading
• 2 paid dog walks
• Book car MOT
• Housework
• Organise kitchen and dining room
• Add loose coins to savings pots
• FT shift - working from home today
• Book days off for January, February and March

_Dolly_Rocker_

Day went a bit off track. Had to take Mum to the Dr's so had to pick her up and drop her off which took a chunk of my day but I'm still gonna try to get through most of my list!

She did stuff some petrol money in my hand as I left cos I've been driving them about all over the place so that will help with the funds this month. 

_Dolly_Rocker_

So majority of the list is carried forward to tomorrow but hey ho that's the way of it. 

I booked in a couple of days off. 24th January cos the car is going in for an MOT and 7th February cos I am going for a spa day with my bestie. 

I'm over my hours but I'll be able to make it up with flexi between now and end of March. I am going to book in some days off in March for my birthday but I'll top the flexi hours up first so I know what I'm working with. 

_Dolly_Rocker_

Plan for today is;

• Make debt repayments
• Submit gas meter reading
• Pay mums gas bill - Sister has transferred the money for that
• 4 paid dog walks
• Housework
• Organise kitchen and dining room
• Add loose coins to savings pots
• FT shift - working from home today

_Dolly_Rocker_

Plan for today is;

• Submit gas meter reading
  
• 1 paid dog walks
  
• Housework
• Organise kitchen and dining room
• Add loose coins to savings pots
• FT shift - working from home today 

Supposed to be in the office today but weather warning changed that; Dogs are out with the dog walker today so I am defo tackling this house today and tomorrow!!