JD WILLIAMS TA JACAMO Hard Search Fraud

Cashmygiro

I've just had 2 emails from Experian Identity Protection service saying I've just had 2 hard searches from 'JD WILLIAMS TA JACAMO' using my name, address, and correct date of birth.

I've never applied for JD WILLIAMS before and I've certainly never had a mail order account with them or anyone else.

Anyone else had this problem before?

BoGoF

What about Jacamo? Applied to them?

Cashmygiro

BoGoF said:

What about Jacamo? Applied to them?

I've not applied to any as per my post.

BoGoF

So when you view the actual search does it show all your details correctly, address, dob etc?

If it wasn't you the suggest you take up with JD Williams.

Cashmygiro

BoGoF said:

So when you view the actual search does it show all your details correctly, address, dob etc?

If it wasn't you the suggest you take up with JD Williams.

Yep, shows my details correctly and they have done 2 x hard searches using them just this evening.

DragonCoder

Definitely get in contact with JD Williams Fraud department straight away!

I've had exactly this happen and I was sent a scarf which I initially thought was a late Christmas gift! On closer inspection of the paperwork, the account was set up in my name using my details and was set up fraudulently!

Be very suspicious of any packages that might arrive as I believe that what they do is set up the account on credit and then divert to a different address if the first package is kept!

They are not good at replying to emails but I have been assured that the account was immediately closed and thankfully, I've not suffered any financial loss... Yet!

The package was sent to my name and address and just dumped on my doorstep and it was only by chance that I found it! I then received a letter welcoming me to JD Williams when I've never even heard of them! Please call them ASAP! 

DragonCoder

I should also add that mine were soft, not hard searches and they still managed to take out a credit account in my name using my correct address, date of birth and even my middle name!

Please can you let me know how you get on with JD Williams. I'd advise calling their fraud number from their site and back it up via email!

They won't tell me what information they have about me with the fraudulent account due to their "privacy policies" which is so ironic as it's my privacy that's been breached! 

Good luck and I hope you get it stopped now as I've a feeling they were probably successful opening an account under your name like they have with mine! 

Nasqueron

DragonCoder said:

I should also add that mine were soft, not hard searches and they still managed to take out a credit account in my name using my correct address, date of birth and even my middle name!

Please can you let me know how you get on with JD Williams. I'd advise calling their fraud number from their site and back it up via email!

They won't tell me what information they have about me with the fraudulent account due to their "privacy policies" which is so ironic as it's my privacy that's been breached! 

Good luck and I hope you get it stopped now as I've a feeling they were probably successful opening an account under your name like they have with mine! 

Have you checked all 3 agencies? It's possible they did a soft search on one for ID but use another for their credit checks, it's unlikely that they would issue a credit account without a check but not impossible

DragonCoder

Nasqueron said:

DragonCoder said:

I should also add that mine were soft, not hard searches and they still managed to take out a credit account in my name using my correct address, date of birth and even my middle name!

Please can you let me know how you get on with JD Williams. I'd advise calling their fraud number from their site and back it up via email!

They won't tell me what information they have about me with the fraudulent account due to their "privacy policies" which is so ironic as it's my privacy that's been breached! 

Good luck and I hope you get it stopped now as I've a feeling they were probably successful opening an account under your name like they have with mine! 

Have you checked all 3 agencies? It's possible they did a soft search on one for ID but use another for their credit checks, it's unlikely that they would issue a credit account without a check but not impossible

Thank you very much for your advice. That's a very good point! I will definitely check the other two agencies. Many thanks for your help. 

DragonCoder

Nasqueron said:

DragonCoder said:

I should also add that mine were soft, not hard searches and they still managed to take out a credit account in my name using my correct address, date of birth and even my middle name!

Please can you let me know how you get on with JD Williams. I'd advise calling their fraud number from their site and back it up via email!

They won't tell me what information they have about me with the fraudulent account due to their "privacy policies" which is so ironic as it's my privacy that's been breached! 

Good luck and I hope you get it stopped now as I've a feeling they were probably successful opening an account under your name like they have with mine! 

Have you checked all 3 agencies? It's possible they did a soft search on one for ID but use another for their credit checks, it's unlikely that they would issue a credit account without a check but not impossible

I've checked all three agencies now and no hard searches carried out! 

Maybe it takes time to update but I'm subscribed to two of them now using free trials and the other one I can access already and I believe it should show up or alert immediately! 

This is very worrying and Experian shows 4 soft searches that look like they were trying to guess length of time at my address as its different on all 4 entries! Not impressed with JD Williams or their so called security checks!