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Stop hoarding and pay off debt 2024

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  • The only disappointment I’ve had really is not had a survey to do now since Friday and I was doing really well on the survey front.




    Yes, i did really well last week and cashed out at almost £17 and nothing for days now...fingers crossed it starts up again soon. x
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • Finally got a survey to do - yeah me 😂 
    Aim to pay off £13,000 by December 2024
    £1,208.22/£23,059 #26 
    Pay All Your Debt Off By Christmas 2024
    2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
    22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)


  • Whoop whoop!!
    Debt Free - 4th June 2025
  • Happy February 😊
    I am getting a kick out of saving and seeing that debt go down which is great.

    Ive even earned 2p interest on each of my saving challenge accounts.

    Will hopefully be able to start the month with a no spend day today, only planned spend day at the moment is Saturday as I am at the hairdressers.  

    Freezer and cupboards full of food thanks to an Iceland shop and I managed not to partake in the husbands monthly takeaway last night so feeling good about being able to get the debt paid this year 😊

    I will need milk at some point next week but have 2 loaves of bread in the freezer which should last me a couple of weeks.

    Not a bad start to the year and long may it continue.

    I hope everyone has a great February 😉
    Aim to pay off £13,000 by December 2024
    £1,208.22/£23,059 #26 
    Pay All Your Debt Off By Christmas 2024
    2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
    22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)


  • 4th February already and on 3/4 no spend days 😊 only spend day was yesterday which was at the hairdressers (I go every 4 weeks and not planning to stop this as it’s my only treat and me time) Spent the rest of the weekend catching up with work stuff so that I can be less stressed during the week - although did it whilst sat in front of the TV so it wasn’t any hardship and I actually love my job 99.9% of the time and feel much better for it. Have a £200 budget for this week but apart from my saving goals I don’t think I need to actually spend anything. Working from home all week due to the train strikes so hoping after my £1 a day savings challenge and my 52 week challenge the rest can go straight off the debt. I am so determined to get it paid off asap and then save 3-6 months of expenses in premium bonds as an emergency fund 😊 have a great week all 😉
    Aim to pay off £13,000 by December 2024
    £1,208.22/£23,059 #26 
    Pay All Your Debt Off By Christmas 2024
    2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
    22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)


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