📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Smile Direct Club Payments

Hi,

Wondered if anyone could help me regarding my payment plan with smile direct club who have filed for bankruptcy. I am currently on a payment plan until 2025 with them however with them being bankrupt I am not sure whether to cancel my direct debts? Can I cancel due to the company being unable to fulfil their promise of offering a “lifetime smile guarantee” or do I have to continue paying even though the company no longer exists?

Thank you in advance 

Comments

  • There's another thread about this.  I think it depends on who you're paying.  If you're paying a company who've already paid SDC then it's possible that you can't reasonably stop paying, because you do owe that company.

    Who are you paying and what sort of finance/loan is it?
  • born_again
    born_again Posts: 20,077 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    Kate289 said:
    Hi,

    Wondered if anyone could help me regarding my payment plan with smile direct club who have filed for bankruptcy. I am currently on a payment plan until 2025 with them however with them being bankrupt I am not sure whether to cancel my direct debts? Can I cancel due to the company being unable to fulfil their promise of offering a “lifetime smile guarantee” or do I have to continue paying even though the company no longer exists?

    Thank you in advance 
    As company have ceased trading. It's lifetime has come to a end...


    Life in the slow lane
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.6K Banking & Borrowing
  • 252.9K Reduce Debt & Boost Income
  • 453.3K Spending & Discounts
  • 243.5K Work, Benefits & Business
  • 598.2K Mortgages, Homes & Bills
  • 176.7K Life & Family
  • 256.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.