Can an apprentice be classed as student for car Insurance purposes?

nikboxalls

Hi, just looking at quotes for a 1st car insurance for my son who is 17 but it's coming up extortionate!  he has jus started an apprenticeship but I've found by change from 'Apprentice' to 'Student@ its quite a bit cheaper (£600 cheaper!)  Would classing him as a student (he goes to college one day a week) be fraudulent?

BoGoF

He's not a student though - he's an apprentice something in employment who happens to attend college as part of his job.

amanda1024

It might depend on the insurer - could be worth checking 

daveyjp

If possible I'd provide more informstion as to the type of job.  An apprentice could be anything from builder to an accountant.

I wouldn't change to 'student' as that isn't the truth, some apprentcieships don't require attendence at a college.

nikboxalls

daveyjp said:

If possible I'd provide more informstion as to the type of job.  An apprentice could be anything from builder to an accountant.

I wouldn't change to 'student' as that isn't the truth, some apprentcieships don't require attendence at a college.

He has recently started as an apprentice for an Electrical Contractor (electrician) but attends college weekly and will do for 4 years.  Its a complete rip off as he wont be using his car for work, only a daily commute to his bosses house, similar commute as to college!

400ixl

He is not a student, so can't use that occupation. It needs to be what he is doing for 50%+ of his time. And this is an apprentice electrician. You could look to see if they have anything like Trainee or at a push something like Electrical technician which would be closer to the apprentice role.

Unfortunately apprentices (especially trades such as motor, electrical, plumbing) are statistically higher risk. Many commute to site after a few months rather than going to the office meaning they are often driving in rush hour to new locations they don't know on a semi regular basis.

A student is not usually driving in rush hour (their lessons are staggered) throughout the day and often not every day, typically to one place.

Very different risk profiles.

k12479

nikboxalls said:
Its a complete rip off...

Things aren't a 'rip off' just because you don't like the price of something whilst having no understanding of how it works.