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Home carer payments and deprivation of assets
alankearn
Posts: 128 Forumite
Some time in the future my wife may have to go into a care home, she has savngs of £80,000 that will be taken to help fund her care home costs.
At present we are going to get some home carer help, if the payment for this is taken out of her £80,00 will this be classed as deprivation of assets
Thanks
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Comments
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Sorry you find yourselves in this position, but no, this is not deprivation of assets. Is she getting attendance allowance? If not you should look at applying it’s not means tested and will help cover her care costs.1
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If it's a known care provider (Prama, HomeInstead, etc) then the council won't care about this and wouldn't consider it deprivation of assets. If it's a family member being paid to provide care they might take a closer look. To avoid any issues with this it's best to have something like a contract/letter of agreement that outlines what is being provided by whom and the hours etc. That said they didn't blink at my OH withdrawing money from her bank account for occasional treats for her/us/him. Something that can support someone staying in their own home is easy enough to justify as it's much cheaper than them living in a care home.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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All care costs, whether at home or in care home are assessed in the same way.alankearn said:Some time in the future my wife may have to go into a care home, she has savngs of £80,000 that will be taken to help fund her care home costs.At present we are going to get some home carer help, if the payment for this is taken out of her £80,00 will this be classed as deprivation of assetsThanks0 -
It is a good point, Another way to deal with this, is to get a social services care assessment done. Even if they say she needs care but as you have £80K you will have to pay for it, then you are fully covered in case of any future questions. Also it is not a bad idea to get on their books, even if they do not supply any care directly.Brie said:If it's a known care provider (Prama, HomeInstead, etc) then the council won't care about this and wouldn't consider it deprivation of assets. If it's a family member being paid to provide care they might take a closer look. To avoid any issues with this it's best to have something like a contract/letter of agreement that outlines what is being provided by whom and the hours etc. That said they didn't blink at my OH withdrawing money from her bank account for occasional treats for her/us/him. Something that can support someone staying in their own home is easy enough to justify as it's much cheaper than them living in a care home.1 -
Keep_pedalling said:Sorry you find yourselves in this position, but no, this is not deprivation of assets. Is she getting attendance allowance? If not you should look at applying it’s not means tested and will help cover her care costs.
Yes she does have the top rate of attendance allowance
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Albermarle said:
It is a good point, Another way to deal with this, is to get a social services care assessment done. Even if they say she needs care but as you have £80K you will have to pay for it, then you are fully covered in case of any future questions. Also it is not a bad idea to get on their books, even if they do not supply any care directly.Brie said:If it's a known care provider (Prama, HomeInstead, etc) then the council won't care about this and wouldn't consider it deprivation of assets. If it's a family member being paid to provide care they might take a closer look. To avoid any issues with this it's best to have something like a contract/letter of agreement that outlines what is being provided by whom and the hours etc. That said they didn't blink at my OH withdrawing money from her bank account for occasional treats for her/us/him. Something that can support someone staying in their own home is easy enough to justify as it's much cheaper than them living in a care home.
Thanks for your advice
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The title says it all
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Replied to what?0
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Hi.could've been this thread.0
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