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How to prove that a borehole water supply is potable and uninterrupted for mortgage valuation?

Penri1980 · 2024-01-06 09:41:48

Hi there, I have recently had an offer accepted on a little rural cottage in the mid-Wales countryside and have applied for a mortgage. The lenders sent their surveyor out just after Christmas to value the property, and the report came back that they couldn't offer a mortgage on the property unless they could see evidence…

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WIAWSNB Posts: 1,305 Forumite

20 May at 7:55AM edited 20 May at 7:56AM

Does the property you are looking at have a filtration system? If yes, is it serviced regularly? When was this last done, and what was the test result?
This seems a bit like insisting a vendor has their boiler serviced before sale - it's pretty much an expectation now.
If there isn't a filtration system, well, there's your answer - no supply will be potable.
As to whether the supply is reliable, I doubt there will be records kept (tho' possible, if it meant the pump shut down), so a 'statement of truth' will likely be the only way forward on this. Of course, it cannot read the future.

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How to prove that a borehole water supply is potable and uninterrupted for mortgage valuation?

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